# 47620.xyz Polygon Address Risk Checker

> 47620.xyz Polygon Address Risk Checker is a paid API for AI agents from 47620.xyz, paid per call via x402, $0.02/call, status unknown (last checked 2026-10-02).

Evaluates a Polygon wallet or contract address for payment safety, returning contract/wallet classification, native POL and USDC balances, nonce/activity data, and a 0–100 risk score with reasons.

## Facts

- Endpoint: GET https://47620.xyz/x/polygon/risk/:address?utm_source=zero.xyz
- Price: $0.02/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-02
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/47620-xyz-polygon-address-risk-checker-c86b8d19
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_9krd22gyCB243a-TaxbvA

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability 47620-xyz-polygon-address-risk-checker-c86b8d19
```

Example prompt: Before I send 50 USDC to 0x3fC91A3afd70395Cd496C647d5a6CC9D4B2b7FAD on Polygon, can you run a risk check on that address and tell me the risk score and whether it's a contract or a real wallet?

## When to prefer this

Use this endpoint when you need a pre-flight safety check before sending POL or USDC on the Polygon network. It is specifically tailored to Polygon and combines multiple on-chain signals (balance, nonce, contract classification, risk score) into a single call, saving multiple individual lookups. Prefer this over generic address validators when you need a holistic risk verdict rather than just balance or contract detection alone.

## Known failure modes

- Invalid or malformed Polygon address returns an error response
- Address not found on Polygon network may return zero balances and low activity signals
- Network timeout or RPC unavailability may cause delayed or failed responses
- Smart contract addresses with no ABI may still be classified but with limited metadata
- Rate limiting or payment failure may block the request

## How this service works

Before your agent sends POL/USDC to any polygon address: check whether it is safe. Returns contract-vs-wallet, native balance, USDC balance, nonce/activity, and a 0-100 risk score with reasons. Use this to avoid paying a dead or wrong address.

## Output

Returns a JSON object containing: whether the address is a contract or wallet, its native POL balance, USDC balance, nonce and activity indicators, a 0–100 risk score, and a list of human-readable reasons explaining the risk rating.

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/47620-xyz-polygon-address-risk-checker-c86b8d19/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from 47620.xyz](https://www.zero.xyz/host/47620.xyz/llms.txt)