# Aave V3 Lending Markets by TVL

> Aave V3 Lending Markets by TVL is a paid API for AI agents from api.x402node.dev, paid per call via x402, $0.01/call, status unknown (last checked 2026-09-15).

Returns live Aave V3 lending markets ranked by TVL with supply APR, borrow rate, utilization, max LTV, liquidation threshold, and liquidation penalty per asset, computed from the subgraph.

## Facts

- Endpoint: GET https://api.x402node.dev/defi/lending-markets
- Price: $0.01/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/aave-v3-lending-markets-by-tvl-b66dc1a8
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_8wDk0TWzcr8P7_5CxxXGm

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability aave-v3-lending-markets-by-tvl-b66dc1a8
```

Example prompt: Show me the current Aave V3 lending markets ranked by TVL — I want to see supply APR, borrow rate, utilization, max LTV, liquidation threshold, and penalty for each asset so I can figure out the best place to supply or borrow.

## When to prefer this

Use this endpoint when an agent needs real-time Aave V3 lending and borrowing parameters — supply APR, borrow rate, utilization, LTV, and liquidation risk — all in one ranked call. Prefer over on-chain direct queries when you want pre-aggregated, TVL-ranked market data without constructing your own subgraph queries.

## Known failure modes

- Subgraph unavailability or indexing lag may return stale or no data
- Payment of $0.01 USDC not fulfilled returns 402 error
- Network congestion may cause timeout or incomplete market list
- Unknown or unsupported chain context may return empty results

## How this service works

Live Aave V3 lending markets ranked by TVL with supply APR, utilization, max LTV, liquidation threshold and penalty per asset - real-time rates and risk parameters agents need to compare lending/borrowing options, computed from the subgraph. lending markets, aave rates, supply apr, borrow rate, lending comparison, liquidation threshold Accepts payment on Base or Solana — either network works.

## Output

A ranked list of Aave V3 lending markets sorted by TVL, each with asset name, TVL, current supply APR, borrow rate, utilization percentage, maximum loan-to-value ratio, liquidation threshold, and liquidation penalty — all sourced in real-time from the Aave V3 subgraph.

## Example request

```json
{}
```

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "top": {
       "type": "string",
       "description": "Top N markets by TVL, default 10, max 25"
      }
     }
    }
   },
   "additionalProperties": false
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/aave-v3-lending-markets-by-tvl-b66dc1a8/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.x402node.dev](https://www.zero.xyz/host/api.x402node.dev/llms.txt)