# adviser-verify

> adviser-verify is a paid API for AI agents from payai.agentstools.dev, paid per call via x402, $0.03/call, status unknown (last checked 2026-10-12).

Returns a composite due-diligence verdict for a US financial adviser or firm by fusing FINRA BrokerCheck and SEC IAPD data into a single JSON with risk score and verdict

## Facts

- Endpoint: GET https://payai.agentstools.dev/adviser/verify?utm_source=zero.xyz
- Price: $0.03/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-12
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/adviser-verify-8f623960
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_ciK0kF7c58_4xp8cRIFOy

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability adviser-verify-8f623960
```

Example prompt: Can you run a due-diligence check on financial adviser John Smith, CRD number 1234567 — I need his registration status, any disciplinary disclosures, and a risk score before I consider working with him.

## When to prefer this

Use this endpoint when you need a single authoritative compliance verdict for a US financial adviser or firm that combines both FINRA BrokerCheck and SEC IAPD sources with a deterministic risk score, rather than querying each regulator separately. Prefer this over manual database lookups when you want a structured, comparable JSON output suitable for automated screening pipelines or agent-driven due diligence workflows.

## Known failure modes

- CRD number not found in FINRA or SEC databases — returns not-found or empty result
- Ambiguous name match when multiple professionals share the same name — returns multiple candidates or requires state/type disambiguation
- Firm name does not resolve to a unique CRD — may require more specific input
- Regulatory databases temporarily unavailable — upstream fetch error
- Missing required input (no crd, name, or firm provided) — validation error

## How this service works

Composite due-diligence verdict for a US financial professional or firm, fusing FINRA BrokerCheck and SEC IAPD by CRD number into one cited JSON: registration status and scope, exams, employment history, disciplinary disclosures, a deterministic risk score from 0 to 100 and a verdict. Accepts a crd, or a name, or a firm.

## Output

A JSON object containing the adviser's or firm's registration status and scope, passed licensing exams, full employment history, disciplinary disclosures sourced from FINRA BrokerCheck and SEC IAPD, a deterministic risk score from 0 to 100, and a final compliance verdict, with citations to underlying regulatory sources.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "crd": {
       "type": "string",
       "description": "CRD number of the professional or firm (authoritative)"
      },
      "firm": {
       "type": "string",
       "description": "Firm name to resolve to a CRD"
      },
      "name": {
       "type": "string",
       "description": "Full name of an individual to resolve to a CRD"
      },
      "type": {
       "enum": [
        "individual",
        "firm"
       ],
       "type": "string",
       "description": "Disambiguate whether the subject is a person or a firm"
      },
      "state": {
       "type": "string",
       "description": "Two-letter US state code to narrow a name search"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/adviser-verify-8f623960/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from payai.agentstools.dev](https://www.zero.xyz/host/payai.agentstools.dev/llms.txt)