# Agent Credit History MCP

> Agent Credit History MCP is a paid API for AI agents from api.m2mcent.com, paid per call via x402, $0.28/call, status unknown (last checked 2026-10-12).

Retrieves or processes credit history data for AI agents via a paid MCP-compatible endpoint

## Facts

- Endpoint: POST https://api.m2mcent.com/agent-credit-history-mcp/api/process?utm_source=zero.xyz
- Price: $0.28/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-12
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/agent-credit-history-mcp-9a795bc5
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_iesEYAeE6AA5GMKxgILvI

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability agent-credit-history-mcp-9a795bc5 -d '<json body>'
```

Example prompt: Can you pull the credit history for this agent so I can review their past credit activity and standing before proceeding?

## When to prefer this

Choose this endpoint when you need to programmatically retrieve credit history for an AI agent in an agentic workflow, especially in contexts requiring micropayment-gated access via the x402 protocol. Best suited for automated underwriting, agent onboarding, or credit risk workflows where per-call pricing ($0.28 USDC) is acceptable.

## Known failure modes

- Malformed or missing 'data' field returns a 400 validation error
- Payment not completed (x402 protocol failure) results in a 402 Payment Required response
- Invalid agent identifier in data payload returns empty or error result
- Upstream credit data source unavailable causes a 503 or timeout
- Insufficient permissions or unrecognized agent returns a 401 or 403 error

## How this service works

The premier global index of 1,069 monetized MCP nodes across 205 specialized subdomains. Gasless USDC runtime settlements via x402 V2 Spec on Base L2. Save 95% token context.

## Output

Returns processed credit history data for the queried agent, likely including past credit events, payment records, credit standing, and related financial history details, formatted as structured output from the MCP endpoint.

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "success": true
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/agent-credit-history-mcp-9a795bc5/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.m2mcent.com](https://www.zero.xyz/host/api.m2mcent.com/llms.txt)