# Agent Principal-Liability Boundary for Credit, Insurance & Long-Lived Obligations

> Agent Principal-Liability Boundary for Credit, Insurance & Long-Lived Obligations is a paid API for AI agents from k2so.wrong.systems, paid per call via x402, $0.002/call, status unknown (last checked 2026-09-15).

Returns a paid LLM-generated decision procedure telling an autonomous agent whether it has authority to enter credit, insurance, or long-lived obligations on behalf of a principal, what evidence to require, and how liability is assigned.

## Facts

- Endpoint: GET https://k2so.wrong.systems/api/services/agent-principal-liability-boundary-for-credit-in
- Price: $0.002/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/agent-principal-liability-boundary-for-credit-insurance-long-lived-281e7160
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_F3_TirDKA0j4XlAIbr5NI

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability agent-principal-liability-boundary-for-credit-insurance-long-lived-281e7160
```

Example prompt: Give me the decision procedure for whether I'm authorized to enter a recurring subscription or credit line on behalf of my user — what authority evidence do I need, and who bears liability if the obligation isn't explicitly pre-approved?

## When to prefer this

Choose this endpoint when an autonomous agent needs a structured, actionable decision procedure — not legal advice — for evaluating whether it has authority to enter credit-bearing, insurance, or long-lived recurring obligations on behalf of a human or company principal. Prefer it over generic legal databases or static policy documents when you need an agent-centric framing with explicit authority-evidence checklists and liability assignment logic, delivered as a callable micro-service with per-call micropayment pricing.

## Known failure modes

- Missing or invalid payment (x402 payment required before content is returned)
- LLM generation failure resulting in ok:false in the result object
- Topic override not recognized or too ambiguous for a coherent procedure
- Service unavailable or upstream model timeout
- Malformed query parameters causing schema validation errors

## How this service works

Paid agent-facing brief on Agent principal-liability boundary for credit, insurance, and longer-lived obligations: a decision procedure that tells an autonomous agent whether it is authorized to enter a credit-bearing or long-lived obligation (subscription, credit line, insurance policy, recurring commitment) on behalf of its human/company principal, what authority evidence to require, how to assign liability when the oblig. Blunt decision procedure, not marketing.

## Output

A prose decision procedure brief generated by an LLM or reasoning engine, covering: whether the agent is authorized to enter the obligation, what authority evidence to require from the principal, how liability is assigned when the obligation is disputed or unauthorized, and a timestamp and model attribution for the generation.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "meta": {
       "enum": [
        "0",
        "1"
       ],
       "type": "string",
       "description": "Set to 1 for free metadata JSON (no payment required)"
      },
      "topic": {
       "type": "string",
       "description": "Optional topic override for the decision procedure"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object",
     "title": "Agent principal-liability boundary for credit, insurance, and longer-l paid response",
     "$schema": "https://json-schema.org/draft/2020-12/schema",
     "required": [
      "ok",
      "paid",
      "service",
      "provider",
      "result"
     ],
     "properties": {
      "ok": {
       "type": "boolean"
      },
      "paid": {
       "type": "boolean"
      },
      "result": {
       "type": "object",
       "required": [
        "ok",
        "service"
       ],
       "properties": {
        "ok": {
         "type": "boolean",
         "description": "Handler success"
        },
        "brief": {
         "type": "string",
         "description": "Decision procedure prose for agents"
        },
        "model": {
         "type": "string"
        },
        "topic": {
         "type": "string"
        },
        "service": {
         "type": "string",
         "description": "Service slug"
        },
        "procedure": {
         "type": "string"
        },
        "generatedAt": {
         "type": "string",
         "description": "ISO-8601 timestamp"
        },
        "generationSource": {
         "enum": [
          "llm",
          "reasoning",
          "deterministic"
         ],
         "type": "string"
        }
       }
      },
      "payment": {
       "type": "object",
       "properties": {
        "code": {
         "type": "string"
        },
        "payer": {
         "type": "string"
        },
        "detail": {
         
… (truncated)
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/agent-principal-liability-boundary-for-credit-insurance-long-lived-281e7160/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from k2so.wrong.systems](https://www.zero.xyz/host/k2so.wrong.systems/llms.txt)