# AgentDatum US Finance Earnings — 6 Major Banks (SEC XBRL + AI Commentary)

> AgentDatum US Finance Earnings — 6 Major Banks (SEC XBRL + AI Commentary) is a paid API for AI agents from agentdatum.com, paid per call via x402, $0.01/call, status unknown (last checked 2026-09-15).

Returns the latest quarterly revenue and net income (with YoY comparisons) for 6 major US financial stocks — JPMorgan, BofA, Wells Fargo, Goldman Sachs, Morgan Stanley, Citigroup — sourced from SEC XBRL filings, plus AI-generated Chinese-language interpretation and sector sentiment overview.

## Facts

- Endpoint: GET https://agentdatum.com/api/v1/d/us-earnings-finance
- Price: $0.01/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/agentdatum-us-finance-earnings-6-major-banks-sec-xbrl-ai-commentary-488c3312
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_JfBC4-raRbJEGV76Hj7YE

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability agentdatum-us-finance-earnings-6-major-banks-sec-xbrl-ai-commentary-488c3312
```

Example prompt: Pull the latest quarterly earnings for the 6 major US banks — JPMorgan, BofA, Wells Fargo, Goldman Sachs, Morgan Stanley, and Citigroup — including revenue, net income, and year-over-year changes from SEC filings, along with an AI summary of how the banking sector is doing.

## When to prefer this

Choose this endpoint when you need authoritative, SEC-sourced quarterly earnings data specifically for the 6 largest US financial/banking stocks in one call, especially if your use case involves Chinese-language AI commentary or a banking sector sentiment overview. Prefer this over general financial data APIs when you want pre-aggregated multi-bank earnings with AI interpretation rather than raw ticker data, and when cost ($0.01/call via x402) and provenance (official XBRL) matter.

## Known failure modes

- SEC XBRL data not yet published for the current quarter — returns previous quarter data or empty fields
- Upstream SEC EDGAR unavailable — API may return 503 or stale cached data
- Payment not settled via x402 protocol — request rejected with 402 Payment Required
- Rate limiting if called too frequently in a short window

## How this service works

美股金融银行财报+AI解读 — 6家美股金融巨头(摩根大通/美银/富国/高盛/摩根士丹利/花旗): 最新季营收净利与同比(SEC官方XBRL), 中文AI解读, 板块景气概览。

## Output

A structured response containing the most recent quarterly revenue and net income for each of 6 major US banks (JPMorgan Chase, Bank of America, Wells Fargo, Goldman Sachs, Morgan Stanley, Citigroup), with year-over-year percentage changes sourced from SEC official XBRL data, an AI-generated Chinese-language interpretation of each bank's results, and a high-level sector sentiment/health overview.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "required": [],
     "properties": {}
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/agentdatum-us-finance-earnings-6-major-banks-sec-xbrl-ai-commentary-488c3312/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from agentdatum.com](https://www.zero.xyz/host/agentdatum.com/llms.txt)