# AgentPay Insurance Intent Classifier

> AgentPay Insurance Intent Classifier is a paid API for AI agents from agentpay.help, paid per call via x402, $0.02/call, status unknown (last checked 2026-09-14).

Classifies insurance-related text into intent, urgency, line of business, and confidence score using pay-per-call AI via the x402 protocol

## Facts

- Endpoint: POST https://agentpay.help/v1/classify-insurance
- Price: $0.02/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/agentpay-insurance-intent-classifier-c9c399f3
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_D22Li-ooaq9V9sjaAL-1j

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability agentpay-insurance-intent-classifier-c9c399f3 -d '<json body>'
```

Example prompt: Classify this insurance message and tell me the intent, urgency level, and which line of business it belongs to: 'My car was in an accident yesterday and I need to file a claim as soon as possible.'

## When to prefer this

Choose this endpoint when you need fast, pay-per-call insurance-specific intent classification without setting up accounts or API keys. Ideal for agents handling insurance customer communications, claim routing pipelines, or support ticket triage where you need structured output (intent + urgency + line of business + confidence) and want to pay only per use in USDC via the x402 protocol.

## Known failure modes

- Payment not included or insufficient USDC — returns HTTP 402 Payment Required
- Empty or malformed input text — may return low confidence scores or generic classification
- Text unrelated to insurance — may produce a low-confidence or incorrect line-of-business classification
- Network timeout — retry with same payload as endpoint is idempotent
- Ambiguous message with multiple intents — only the dominant intent is returned

## How this service works

Pay-per-call AI services via the 402 Payment Required protocol. No accounts, no API keys — just USDC on Base.

## Output

Returns a JSON object containing the detected intent (e.g. file_claim, renew_policy, cancel_policy), urgency level, the line of business (e.g. auto, home, life, health), and a confidence score between 0 and 1 indicating how certain the model is about its classification.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "text": {
   "type": "string",
   "maxLength": 5000,
   "minLength": 10,
   "description": "Customer message or enquiry"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "line": "home",
  "intent": "claim",
  "urgency": "high",
  "confidence": 0.93
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/agentpay-insurance-intent-classifier-c9c399f3/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from agentpay.help](https://www.zero.xyz/host/agentpay.help/llms.txt)