# AgentPay Wallet Risk Assessment

> AgentPay Wallet Risk Assessment is a paid API for AI agents from agentpay.help, paid per call via x402, $0.02/call, status unknown (last checked 2026-09-14).

Assesses the risk level and OFAC sanctions status of a crypto wallet address, returning a risk classification and sanctions flag.

## Facts

- Endpoint: POST https://agentpay.help/v1/wallet-risk
- Price: $0.02/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/agentpay-wallet-risk-assessment-4fd8c13d
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_PJZ7RSYEUprGeAWQi9FDD

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability agentpay-wallet-risk-assessment-4fd8c13d -d '<json body>'
```

Example prompt: Before I send funds, can you check the risk level and whether this wallet address 0x1a2b3c4d5e6f... is OFAC-sanctioned?

## When to prefer this

Choose this endpoint when you need a fast, account-free, pay-per-call wallet risk and OFAC sanctions check without setting up API keys or subscriptions — ideal for AI agents executing one-off compliance checks before crypto transactions or during user onboarding flows on Base.

## Known failure modes

- Invalid or malformed wallet address returns an error response
- Network or payment processing failure causes a 402 or 5xx error
- Wallet address not found in the risk database may return a default or unknown classification
- USDC payment on Base fails if the calling agent has insufficient funds

## How this service works

Pay-per-call AI services via the 402 Payment Required protocol. No accounts, no API keys — just USDC on Base.

## Output

A JSON object containing a risk_level field (one of: low, medium, high, or critical) indicating the wallet's assessed danger level, and an ofac_sanctioned boolean indicating whether the wallet appears on OFAC sanctions lists.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "chain": {
   "type": "string",
   "description": "Chain name or id, default base"
  },
  "address": {
   "type": "string",
   "pattern": "^0x[a-fA-F0-9]{40}$",
   "description": "Wallet address"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "risk_level": "low",
  "total_txns": 184,
  "risk_factors": [],
  "ofac_sanctioned": false
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/agentpay-wallet-risk-assessment-4fd8c13d/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from agentpay.help](https://www.zero.xyz/host/agentpay.help/llms.txt)