# SecureLend Professional Memo Generator

> SecureLend Professional Memo Generator is a paid API for AI agents from agents.securelend.ai, paid per call via x402, $4.99/call, status unknown (last checked 2026-09-13).

Generates a professional lending or financial memo document based on submitted loan or deal data

## Facts

- Endpoint: GET https://agents.securelend.ai/api/v1/professional-memo
- Price: $4.99/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-13
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/agents-securelend-ai-67a961f8
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_ckhMVDtkI5_O9H8zmGGk-

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability agents-securelend-ai-67a961f8
```

Example prompt: Can you generate a professional credit memo for a $2.5M commercial real estate bridge loan on a multifamily property in Austin, TX — borrower is Apex Capital Group, LTV is 72%, and the loan term is 18 months?

## When to prefer this

Use this endpoint when you need a polished, lender-ready professional memo generated quickly from structured loan data — particularly for commercial real estate, bridge lending, or structured finance scenarios where a formatted narrative document is required for internal review or external presentation.

## Known failure modes

- Missing required deal or borrower input fields returns a 400 or validation error
- Insufficient or malformed financial data may result in an incomplete or low-quality memo
- Payment failure (insufficient USDC or x402 protocol error) results in 402 Payment Required
- Downstream generation service timeout returns a 503 or 504 error
- Unsupported loan type or jurisdiction may result in a generic or placeholder memo

## How this service works

USDC payment required for /api/v1/professional-memo

## Output

Returns a structured professional memo document — typically a formatted credit or underwriting memo containing a narrative summary, deal terms, borrower profile, risk considerations, and recommendation — suitable for use in loan files or lender presentations.

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/agents-securelend-ai-67a961f8/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from agents.securelend.ai](https://www.zero.xyz/host/agents.securelend.ai/llms.txt)