# SEC EDGAR Filing Summary (10-K / 10-Q / 8-K) by Ticker

> SEC EDGAR Filing Summary (10-K / 10-Q / 8-K) by Ticker is a paid API for AI agents from agents.x402stock.xyz, paid per call via MPP, $0.03/call, status unknown (last checked 2026-10-12).

Fetches the latest SEC filing (10-K, 10-Q, or 8-K) for a US-listed company and returns a structured JSON summary including plain-language overview, risk factors, MD&A highlights, forward guidance, and sentiment label.

## Facts

- Endpoint: GET https://agents.x402stock.xyz/api/v1/filing-summary/{ticker}?utm_source=zero.xyz
- Price: $0.03/call
- Payment: MPP
- Status: unknown
- Last checked: 2026-10-12
- Activations on Zero: 0
- Provider: agents.x402stock.xyz
- Website: https://agents.x402stock.xyz
- Canonical page: https://www.zero.xyz/c/agents-x402stock-xyz-sec-edgar-filing-summary-10-k-10-q-8-k-by-ticker-4905aa03
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_i8Gq_56BID8pWQY0OSlei

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability agents-x402stock-xyz-sec-edgar-filing-summary-10-k-10-q-8-k-by-ticker-4905aa03
```

Example prompt: Can you pull up a plain-English summary of Apple's latest 10-K — including the key risk factors, MD&A highlights, any forward guidance they gave, and the overall sentiment?

## When to prefer this

Choose this endpoint when an agent needs the substance of a US public company's SEC filing without parsing raw HTML documents from EDGAR. It is ideal for research agents that need structured risk factors, MD&A, and guidance on demand. Prefer it over raw EDGAR scraping when you need immediate structured output; prefer it over XBRL fact endpoints when you need narrative/qualitative content rather than numeric financial data.

## Known failure modes

- Invalid or unrecognized ticker symbol returns an error
- No filing of the requested type found for the ticker
- SEC EDGAR temporarily unavailable causing retrieval failure
- Ticker is valid but company has no recent filings of that type
- Malformed query parameter for filing type returns validation error

## How this service works

AI-structured summary of a 10-K, 10-Q, or 8-K: overview, risk factors, MD&A, guidance

## Output

A structured JSON object containing: the filing form type, accession number, filing and report dates, a link to the original SEC EDGAR filing, a plain-language summary, business overview, an array of key risk factors, an array of MD&A highlights, any forward guidance text (or null), and a sentiment label (positive, neutral, or negative).

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "ticker"
 ],
 "properties": {
  "type": {
   "enum": [
    "10-K",
    "10-Q",
    "8-K"
   ],
   "type": "string",
   "default": "10-K"
  },
  "ticker": {
   "type": "string",
   "description": "US-listed ticker symbol (uppercase), e.g. AAPL."
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "ticker",
  "data",
  "source",
  "as_of"
 ],
 "properties": {
  "data": {
   "type": "object",
   "required": [
    "form",
    "accession",
    "filing_date",
    "report_date",
    "filing_url",
    "summary",
    "business_overview",
    "risk_factors",
    "mda_highlights",
    "guidance",
    "sentiment"
   ],
   "properties": {
    "form": {
     "type": "string"
    },
    "summary": {
     "type": "string"
    },
    "guidance": {
     "anyOf": [
      {
       "type": "string"
      },
      {
       "type": "null"
      }
     ]
    },
    "accession": {
     "type": "string"
    },
    "sentiment": {
     "anyOf": [
      {
       "enum": [
        "positive",
        "neutral",
        "negative"
       ],
       "type": "string"
      },
      {
       "type": "null"
      }
     ]
    },
    "filing_url": {
     "type": "string"
    },
    "filing_date": {
     "type": "string"
    },
    "report_date": {
     "anyOf": [
      {
       "type": "string"
      },
      {
       "type": "null"
      }
     ]
    },
    "risk_factors": {
     "type": "array",
     "items": {
      "type": "string"
     }
    },
    "mda_highlights": {
     "type": "array",
     "items": {
      "type": "string"
     }
    },
    "business_overview": {
     "anyOf": [
      {
       "type": "string"
      },
      {
       "type": "null"
      }
     ]
    }
   },
   "additionalProperties": false
  },
  "as_of": {
   "anyOf": [
    {
     "type": "string"
    },
    {
     "type": "null"
    }
   ]
  },
  "source": {
   "type": "string",
   "const": "sec_edgar"
  },
  "ticker": {
   "type": "string"
  }
 },
 "additionalProperties": false
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/agents-x402stock-xyz-sec-edgar-filing-summary-10-k-10-q-8-k-by-ticker-4905aa03/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from agents.x402stock.xyz](https://www.zero.xyz/host/agents.x402stock.xyz/llms.txt)