# AgentUtility Working Capital Cycle Analyzer

> AgentUtility Working Capital Cycle Analyzer is a paid API for AI agents from x402.agentutility.ai, paid per call via x402, $0.01/call, status unknown (last checked 2026-09-14).

Computes a working capital cycle grade and score from AR/AP/inventory metrics, returning a cash conversion cycle analysis with actionable recommendations

## Facts

- Endpoint: POST https://x402.agentutility.ai/working-capital-cycle
- Price: $0.01/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/agentutility-working-capital-cycle-analyzer-d6a0119f
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_qL4bytjYZ-97XR0J0Sult

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability agentutility-working-capital-cycle-analyzer-d6a0119f -d '<json body>'
```

Example prompt: Run a working capital cycle analysis on my company — days sales outstanding is 33.5, days payables outstanding is 32.4, and days inventory outstanding is 43.1. Tell me the grade, score, cash conversion cycle, and what we should do about it.

## When to prefer this

Use this endpoint when you need a fast, deterministic, USDC-priced working capital cycle grade and CCC score computed entirely in-process — no third-party data provider latency or rate limits. Prefer it over general financial APIs when you specifically need a structured DSO/DPO/DIO breakdown with driver-weighted scoring and an actionable recommendation, payable per-call at $0.01 USDC via x402.

## Known failure modes

- Missing required financial metrics returns a validation error
- Non-numeric or negative values for DSO/DPO/DIO may cause computation errors
- Malformed POST body returns 400 bad request
- Insufficient USDC balance or x402 payment failure returns 402 Payment Required
- Extreme outlier values may produce warnings rather than hard errors

## How this service works

Paid x402 endpoints organized into product clusters. USDC-settled on Base. MCP-callable. ERC-8004 identity registry agentId 47167.

## Output

Returns a grade (e.g. 'strong'), numeric score (0-100), cash conversion cycle days, individual driver scores and weights, detailed metrics (DSO, DPO, DIO, cash release opportunity), any warnings, and a plain-English recommendation — all computed deterministically in-process with no external API dependency.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method",
    "bodyType",
    "body"
   ],
   "properties": {
    "body": {
     "required": [
      "annual_revenue",
      "accounts_receivable",
      "inventory",
      "accounts_payable"
     ],
     "properties": {
      "inventory": {
       "type": "number",
       "description": "Current inventory balance."
      },
      "annual_cogs": {
       "type": "number",
       "description": "Annual cost of goods sold. Defaults to 65% of annual_revenue when omitted."
      },
      "annual_revenue": {
       "type": "number",
       "description": "Annual revenue in dollars."
      },
      "accounts_payable": {
       "type": "number",
       "description": "Current accounts payable balance."
      },
      "accounts_receivable": {
       "type": "number",
       "description": "Current accounts receivable balance."
      },
      "target_cash_conversion_days": {
       "type": "number",
       "description": "Target cash conversion cycle days. Default 45."
      }
     }
    },
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "POST"
     ],
     "type": "string"
    },
    "bodyType": {
     "enum": [
      "json",
      "form-data",
      "text"
     ],
     "type": "string"
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object",
     "properties": {
      "grade": {
       "type": "string"
      },
      "score": {
       "type": "number"
      },
      "source": {
       "type": "string"
      },
      "drivers": {
       "type": "array",
       "items": {
        "type": "object",
        "properties": {
         "name": {
          "type": "string"
         },
         "note": {
          "type": "string"
         },
         "score": {
          "type": "number"
         },
         "weight": {
          "type": "number"
         }
        }
       }
      },
      "metrics": {
       "type": "object",
       "properties": {
        "days_sales_outstanding": {
         "type": "number"
        },
        "days_payables_outstanding": {
         "type": "number"
        },
        "cash_conversion_cycle_days": {
         "type": "number"
      
… (truncated)
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "grade": "strong",
  "score": 74.2,
  "source": "deterministic in-process finance calculator; no upstream API",
  "drivers": [
   {
    "name": "cash_conversion_cycle",
    "note": "44.1 day cash conversion cycle",
    "score": 55.9,
    "weight": 0.3
   }
  ],
  "metrics": {
   "days_sales_outstanding": 33.46,
   "days_payables_outstanding": 32.44,
   "cash_conversion_cycle_days": 44.11,
   "days_inventory_outstanding": 43.09,
   "cash_release_opportunity_to_target": 27780
  },
  "warnings": [],
  "calculator": "working-capital-cycle",
  "recommendation": "Proceed with standard diligence and covenant checks."
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/agentutility-working-capital-cycle-analyzer-d6a0119f/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from x402.agentutility.ai](https://www.zero.xyz/host/x402.agentutility.ai/llms.txt)