# AnswerPool Bankruptcy Filings

> AnswerPool Bankruptcy Filings is a paid API for AI agents from answerpool.io, paid per call via x402, $0.02/call, status unknown (last checked 2026-09-14).

Lists SEC 8-K filings reporting bankruptcy or receivership (Item 1.03) market-wide, with company identifiers, timestamps, distress flags, and filing links.

## Facts

- Endpoint: GET https://answerpool.io/v1/sec/8k/bankruptcy
- Price: $0.02/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/answerpool-bankruptcy-filings-f16afe11
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_ppU0V93c33E2sj1bCQfEf

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability answerpool-bankruptcy-filings-f16afe11
```

Example prompt: Pull the last 100 SEC 8-K bankruptcy and receivership filings from AnswerPool — give me company names, tickers, dates, and links to the actual filings.

## When to prefer this

Choose this endpoint when you need a pre-filtered, structured feed of bankruptcy and receivership 8-K filings (Item 1.03) without having to download and parse the entire 8-K tape yourself. It is ideal for distress monitoring agents, credit risk workflows, and hedge fund alert systems that need low-latency structured data with cursors for incremental polling. Prefer it over full EDGAR full-text search when you specifically want bankruptcy events with flags and scores already applied, and when cost-per-call ($0.02 USDC) is acceptable for on-demand or scheduled fetches.

## Known failure modes

- Invalid 'since' format returns a 422 validation error
- Limit outside 1–200 range returns a 400 bad request
- Stale or future since cursor may return zero events
- Payment failure (402) if x402 USDC payment is not processed
- If no bankruptcies occurred in the window, count is 0 and events array is empty
- Rate limiting may occur under high-frequency polling

## How this service works

AnswerPool turns SEC EDGAR, the Federal Register, USAspending, NIH, BLS and OpenAlex into structured JSON answers that AI agents and developers fetch in one call. 69 endpoints free, no account; derived analyses $0.02–$0.05 per call by card credits or USDC (x402). MCP server, full provenance.

## Output

Returns a JSON object with a timestamp (as_of), the since window used, a count of matched events, and an array of event objects — each containing event_id, accession number, CIK, ticker, company name, form type, event_type, occurred_at, an array of distress flags (e.g. 'bankruptcy', 'distress'), a relevance score, a payload with Item 1.03 labels, a direct SEC filing URL, and a next_cursor for pagination.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "title": "WindowIn",
     "properties": {
      "limit": {
       "type": "integer",
       "title": "Limit",
       "default": 50,
       "maximum": 200,
       "minimum": 1,
       "description": "Maximum 8-K events of this view's event type returned, newest first; 1 to 200, default 50."
      },
      "since": {
       "anyOf": [
        {
         "type": "string",
         "maxLength": 32
        },
        {
         "type": "null"
        }
       ],
       "title": "Since",
       "default": null,
       "description": "Earliest event time, ISO 8601 date or timestamp (e.g. 2026-08-01 or 2026-08-01T00:00:00Z); UTC if no offset, capped at 90 days back. Omit for this view's own default window of 7 to 30 recent days."
      }
     },
     "additionalProperties": false
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "as_of": "2026-08-31T14:00:00Z",
  "count": 1,
  "since": "2026-08-01T00:00:00",
  "events": [
   {
    "cik": "0000320193",
    "form": "8-K",
    "flags": [
     "bankruptcy",
     "distress"
    ],
    "score": 1,
    "ticker": "AAPL",
    "company": "APPLE INC",
    "payload": {
     "items": [
      "1.03"
     ],
     "labels": [
      "bankruptcy"
     ]
    },
    "event_id": "ev_2",
    "accession": "0001437749-26-028920",
    "event_type": "form_8k",
    "filing_url": "https://www.sec.gov/Archives/edgar/data/320193/000143774926028920-index.htm",
    "occurred_at": "2026-08-29T00:00:00"
   }
  ],
  "next_cursor": "2026-08-29T00:00:00",
  "index_started_at": "2026-08-27T00:00:00Z"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/answerpool-bankruptcy-filings-f16afe11/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from answerpool.io](https://www.zero.xyz/host/answerpool.io/llms.txt)