# AnswerPool Distress Screen

> AnswerPool Distress Screen is a paid API for AI agents from answerpool.io, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-14).

Screens SEC EDGAR filings for corporate distress signals — bankruptcy, delisting notices, restatements, and impairments — ranked by salience score in a single call.

## Facts

- Endpoint: GET https://answerpool.io/v1/sec/screen/distress
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/answerpool-distress-screen-1effaa57
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_nCI-s1hiUGcJQb5zFq9nD

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability answerpool-distress-screen-1effaa57
```

Example prompt: Pull the top 20 most distressed public companies from SEC filings since August 1st 2026 with a minimum salience score of 0.5 — I need the ranked list of bankruptcy, delisting, and restatement events for a short research screen.

## When to prefer this

Choose this endpoint when you need a pre-joined, pre-ranked cross-signal distress screen from SEC EDGAR in a single API call — combining bankruptcy, delisting, restatements, and impairments — rather than querying each signal type separately. It is purpose-built for credit analysts and short-sellers who need a salience-ranked corporate distress feed without building their own ETL pipeline. Prefer it over raw EDGAR queries or generic financial data APIs when you need a scored, multi-signal distress view across the entire public market.

## Known failure modes

- Invalid since datetime format returns a 422 validation error
- min_score outside 0–1 range returns a validation error
- limit exceeding 200 returns a validation error
- No events matching filters returns an empty events array with count 0
- Payment not completed returns a 402 Payment Required response
- Service unavailable or EDGAR index lag may return stale or no data

## How this service works

AnswerPool turns SEC EDGAR, the Federal Register, USAspending, NIH, BLS and OpenAlex into structured JSON answers that AI agents and developers fetch in one call. 69 endpoints free, no account; derived analyses $0.02–$0.05 per call by card credits or USDC (x402). MCP server, full provenance.

## Output

Returns a JSON object with a ranked list of distress events, each containing company name, ticker, CIK, SEC form type, event type, distress flags (e.g. 'bankruptcy', 'delisting'), a numeric salience score between 0 and 1, accession number, SEC filing URL, and occurrence timestamp. Also includes metadata like result count, the as-of timestamp, and the since cutoff used.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "title": "DistressIn",
     "properties": {
      "limit": {
       "type": "integer",
       "title": "Limit",
       "default": 50,
       "maximum": 200,
       "minimum": 1,
       "description": "Maximum distress events returned, highest score first; 1 to 200, default 50."
      },
      "since": {
       "anyOf": [
        {
         "type": "string",
         "maxLength": 32
        },
        {
         "type": "null"
        }
       ],
       "title": "Since",
       "default": null,
       "description": "Earliest event time, ISO 8601 date or timestamp (e.g. 2026-08-01 or 2026-08-01T00:00:00Z); UTC if no offset, capped at 90 days back. Default: 30 days."
      },
      "min_score": {
       "type": "number",
       "title": "Min Score",
       "default": 0,
       "maximum": 1,
       "minimum": 0,
       "description": "Keep only events whose score is at or above this value, 0 to 1. Default 0 keeps every distress event, including those with no score."
      }
     },
     "additionalProperties": false
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "as_of": "2026-08-31T14:00:00Z",
  "count": 1,
  "since": "2026-08-01T00:00:00",
  "events": [
   {
    "cik": "0000320193",
    "form": "8-K",
    "flags": [
     "bankruptcy",
     "distress"
    ],
    "score": 1,
    "ticker": "AAPL",
    "company": "APPLE INC",
    "payload": {
     "items": [
      "1.03"
     ],
     "labels": [
      "bankruptcy"
     ]
    },
    "event_id": "ev_2",
    "accession": "0001437749-26-028920",
    "event_type": "form_8k",
    "filing_url": "https://www.sec.gov/Archives/edgar/data/320193/000143774926028920-index.htm",
    "occurred_at": "2026-08-29T00:00:00"
   }
  ],
  "index_started_at": "2026-08-27T00:00:00Z"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/answerpool-distress-screen-1effaa57/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from answerpool.io](https://www.zero.xyz/host/answerpool.io/llms.txt)