# AutoPulse 5-Year Total Cost of Ownership Calculator

> AutoPulse 5-Year Total Cost of Ownership Calculator is a paid API for AI agents from autopulse-navy.vercel.app, paid per call via x402, $0.15/call, status unknown (last checked 2026-09-13).

Returns a 5-year total cost of ownership estimate for a given vehicle, modeling depreciation, fuel, insurance, and maintenance costs.

## Facts

- Endpoint: GET https://autopulse-navy.vercel.app/api/auto/tco
- Price: $0.15/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-13
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/autopulse-5-year-total-cost-of-ownership-calculator-f887617c
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_EkIghJIwyIOZTAQDEUed4

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability autopulse-5-year-total-cost-of-ownership-calculator-f887617c
```

Example prompt: What's the 5-year total cost of ownership for a 2022 Toyota RAV4 XLE with about 12,000 miles per year — break down depreciation, fuel, insurance, and maintenance?

## When to prefer this

Use this endpoint when a user is evaluating a vehicle purchase decision and wants to understand the true long-term financial cost beyond sticker price, especially when comparing vehicles or budgeting for ownership. Prefer this over a simple market value lookup when the user wants a forward-looking multi-year cost projection rather than a current market price snapshot.

## Known failure modes

- Unknown or unsupported vehicle make/model/year returns an error or empty result
- Insufficient input parameters (missing make, model, or year) returns a validation error
- Very old or rare vehicles may have limited depreciation or reliability data
- Network or service timeout for downstream data sources
- Payment not processed results in 402 response before data is returned

## How this service works

Total cost of ownership / true cost to own / 5-year car cost calculator. Models depreciation, fuel, insurance, and maintenance into the real cost of owning a given year/make/model over 5 years, tunable by annual miles and gas price. For car-buyer and auto agents.

## Output

A structured breakdown of the 5-year total cost of ownership for the specified vehicle, including line-item estimates for depreciation, fuel costs, insurance premiums, and maintenance expenses, plus a grand total ownership cost figure.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "lang": {
   "type": "string",
   "description": "lang"
  },
  "make": {
   "type": "string",
   "description": "make"
  },
  "year": {
   "type": "integer",
   "description": "year"
  },
  "model": {
   "type": "string",
   "description": "model"
  },
  "state": {
   "type": "string",
   "description": "state"
  },
  "annual_miles": {
   "type": "integer",
   "description": "annual_miles"
  },
  "purchase_price": {
   "type": "integer",
   "description": "Purchase price in USD"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {}
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/autopulse-5-year-total-cost-of-ownership-calculator-f887617c/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from autopulse-navy.vercel.app](https://www.zero.xyz/host/autopulse-navy.vercel.app/llms.txt)