# BankHealth Screen – FDIC Bank Name Search

> BankHealth Screen – FDIC Bank Name Search is a paid API for AI agents from payai.agentstools.dev, paid per call via x402, $0.008/call, status unknown (last checked 2026-09-15).

Search US FDIC-insured banks by name and return ranked candidate institutions with certificate numbers, active status, charter class, location, and headline financials.

## Facts

- Endpoint: GET https://payai.agentstools.dev/bankhealth/screen
- Price: $0.008/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/bankhealth-screen-fdic-bank-name-search-2a975024
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_9qNoipjCD8AdezDo-6O8_

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability bankhealth-screen-fdic-bank-name-search-2a975024
```

Example prompt: Search FDIC records for banks named 'First National Bank' in Texas and give me the top 5 results with their certificate numbers, active status, charter class, and headline assets and deposits.

## When to prefer this

Use this endpoint as a cheap first step when you know a bank's name but need its FDIC certificate number or want to confirm it is an active, insured institution before calling a more expensive bank health verdict endpoint. Prefer it over a full health check when you only need to identify the right institution or want to surface candidate matches for disambiguation. It is also the right choice when narrowing banks by US state to avoid name collisions across geographies.

## Known failure modes

- No matching banks found for the given name — returns empty results list
- State code is invalid or not a recognized 2-letter US code — may return error or unfiltered results
- Name query too vague returns too many low-relevance candidates — caller should add state filter or reduce limit
- Service unavailable or FDIC data temporarily unreachable — returns 5xx error
- Limit parameter out of range (below 1 or above 20) — returns validation error

## How this service works

Search US FDIC-insured banks by name and get ranked candidate institutions, each with its FDIC certificate number, active status, charter class, city and state and headline assets, deposits and return on assets. Cheap first step before bankhealth/verdict.

## Output

A ranked list of up to 20 (default 8) matching FDIC-insured institutions, each including: FDIC certificate number, active/inactive status, charter class, city, state, total assets, total deposits, and return on assets (ROA). Results are ordered by relevance to the name query.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "required": [
      "name"
     ],
     "properties": {
      "name": {
       "type": "string",
       "description": "Bank or institution name to search for"
      },
      "limit": {
       "type": "integer",
       "maximum": 20,
       "minimum": 1,
       "description": "Max candidates to return, default 8"
      },
      "state": {
       "type": "string",
       "description": "Optional 2-letter US state code to narrow the search"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/bankhealth-screen-fdic-bank-name-search-2a975024/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from payai.agentstools.dev](https://www.zero.xyz/host/payai.agentstools.dev/llms.txt)