# Banking Compliance Rules Lookup

> Banking Compliance Rules Lookup is a paid API for AI agents from banking-compliance-production.up.railway.app, paid per call via x402, $0.003/call, status unknown (last checked 2026-09-14).

Search a database of 56 federal banking compliance rules across Reg DD, Reg Z, UDAAP, ECOA, BSA/AML, and more by keyword query

## Facts

- Endpoint: GET https://banking-compliance-production.up.railway.app/api/lookup
- Price: $0.003/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/banking-compliance-rules-lookup-711426f2
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_hXpzfPjdMiMSAZLhzZrGr

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability banking-compliance-rules-lookup-711426f2
```

Example prompt: Search the federal banking compliance rules database for anything related to overdraft fee disclosures — I need to know what Reg DD or UDAAP say about how banks must present overdraft charges to customers.

## When to prefer this

Choose this endpoint when you need to look up specific federal banking compliance rules by keyword or topic across major regulations including Reg DD, Reg Z, UDAAP, ECOA, and BSA/AML. It is ideal for compliance research, policy verification, and identifying applicable rules before drafting bank marketing or training content. Prefer this over the sibling content-checking endpoint when you want to retrieve rule text rather than validate specific content against rules.

## Known failure modes

- Missing or empty query parameter returns no results or an error
- Query too broad may return many loosely related rules
- Query too narrow may return zero matching rules
- Service unavailability returns a 5xx error
- Payment failure (x402) if USDC balance is insufficient

## How this service works

Search the federal banking compliance rules database. 56 rules across Reg DD, Reg Z, UDAAP, ECOA, BSA/AML, and more.

## Output

Returns matching federal banking compliance rules from a database of 56 rules, including rule descriptions, regulatory citations, and relevant details about requirements under regulations such as Reg DD, Reg Z, UDAAP, ECOA, and BSA/AML.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "query": {
       "type": "string"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/banking-compliance-rules-lookup-711426f2/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from banking-compliance-production.up.railway.app](https://www.zero.xyz/host/banking-compliance-production.up.railway.app/llms.txt)