# Bankrate Mortgage Rates

> Bankrate Mortgage Rates is a paid API for AI agents from api.jobsproperty-api.workers.dev, paid per call via x402, $0.002/call, status unknown (last checked 2026-10-29).

Fetches today's US mortgage rates (interest rate and APR for all major loan products) from Bankrate, plus optional 60-day daily history for the 30-year fixed rate.

## Facts

- Endpoint: GET https://api.jobsproperty-api.workers.dev/api/realestate/bankrate-mortgage-rates?utm_source=zero.xyz
- Price: $0.002/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-29
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/bankrate-mortgage-rates-c559530c
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_1nMIGIvXo76Je7DFCW2sx

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability bankrate-mortgage-rates-c559530c
```

Example prompt: What are today's mortgage rates from Bankrate for both purchase and refinance — give me the interest rate and APR for each product including 30-year fixed, 15-year fixed, FHA, VA, jumbo, and ARMs, and include the recent 60-day rate history for the 30-year fixed.

## When to prefer this

Use this endpoint when you need current US national average mortgage rates across all major loan products from Bankrate specifically, including both purchase and refinance rates with APR, or when you need recent daily rate history for the 30-year fixed product. Prefer this over generic financial data APIs when Bankrate's specific published rates and timestamps are needed for consumer mortgage comparison.

## Known failure modes

- Bankrate website unavailable or changed structure — may return empty or malformed data
- Rate data temporarily stale if Bankrate hasn't updated that day
- Invalid 'type' parameter value may cause unexpected filtering
- History flag ignored or defaulted if not recognized

## How this service works

Today's US mortgage rates from Bankrate: national average interest rate and APR for each product (30-, 20-, 15- and 10-year fixed, 30-year FHA, VA and jumbo, adjustable-rate mortgages) for purchase and refinance, with Bankrate's 'rates as of' time, plus the daily 30-year fixed purchase rate and APR history from Bankrate's chart (about 60 days).

## Output

Returns the current national average mortgage interest rates and APRs from Bankrate for each major loan product (30-, 20-, 15-, and 10-year fixed, 30-year FHA, VA, jumbo, and adjustable-rate mortgages), segmented by purchase and/or refinance. Also includes Bankrate's 'rates as of' timestamp and optionally a ~60-day daily history of the 30-year fixed purchase rate and APR from Bankrate's rate chart.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "type": {
       "type": "string",
       "description": "purchase, refinance or all (default all)"
      },
      "history": {
       "type": "string",
       "description": "true (default) to include the daily 30-year fixed history, false to skip it"
      }
     }
    }
   },
   "additionalProperties": false
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/bankrate-mortgage-rates-c559530c/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.jobsproperty-api.workers.dev](https://www.zero.xyz/host/api.jobsproperty-api.workers.dev/llms.txt)