# BNM Data Shop – CFPB Enforcement Orders

> BNM Data Shop – CFPB Enforcement Orders is a paid API for AI agents from ticks.bnm.farm, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-15).

Returns a JSON feed of CFPB (Consumer Financial Protection Bureau) enforcement consent orders, including order bodies, firm names, file numbers, dates, and source PDFs.

## Facts

- Endpoint: GET https://ticks.bnm.farm/cfpb-orders
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/bnm-data-shop-cfpb-enforcement-orders-08bb110a
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_SxceYJh_G6t7fQf0A7_mk

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability bnm-data-shop-cfpb-enforcement-orders-08bb110a
```

Example prompt: Can you pull the latest CFPB enforcement consent orders for me — I need the firm names, file numbers, dates, and links to the actual order documents?

## When to prefer this

Use this endpoint when you need structured, machine-readable CFPB enforcement consent order data as JSON without having to scrape the CFPB website directly. It is ideal for compliance monitoring pipelines, legal research tools, due diligence workflows, or any agent that needs up-to-date CFPB regulatory action data with minimal integration overhead. Prefer this over scraping consumerfinance.gov when you need parsed records with file numbers, firm names, and order bodies already extracted.

## Known failure modes

- HTTP 402 Payment Required if x402 micropayment is not included — endpoint requires $0.05 USDC per call
- No records returned if CFPB source has no recent enforcement actions
- Stale data if upstream CFPB source has not been refreshed recently (check fetchedAt timestamp)
- Network timeout or 5xx if BNM Data Shop backend is unavailable

## How this service works

Official public data as JSON. Unpaid paid routes return HTTP 402.

## Output

A JSON object containing an array of CFPB consent order records, each with an ID, firm name, CFPB file number, order date, full order body text, source PDF URL, and order type. Also includes a record count, fetch timestamp, data source URL, and a status/ok field confirming success.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "headers": {
     "type": "object",
     "additionalProperties": {
      "type": "string"
     }
    },
    "queryParams": {
     "type": "object",
     "additionalProperties": {
      "type": "string"
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "properties": {
    "type": {
     "type": "string"
    },
    "schema": {
     "type": "object"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "ok": true,
  "asOf": "2025-01-17",
  "cards": [
   {
    "id": "american-honda-finance-corporation-2025",
    "body": "UNITED STATES OF AMERICA\nCONSUMER FINANCIAL PROTECTION BUREAU\nADMINISTRATIVE PROCEEDING File No. 2025-CFPB-0003\nCONSENT ORDER\nAmerican Honda Finance Corp.",
    "date": "2025-01-17",
    "firm": "American Honda Finance Corporation",
    "fileNo": "2025-CFPB-0003",
    "sourceUrl": "https://files.consumerfinance.gov/f/documents/cfpb_american-honda-finance-corp-consent-order_2025-01.pdf"
   }
  ],
  "source": "https://www.consumerfinance.gov/enforcement/actions/",
  "status": "ok",
  "product": "cfpb-consent-order-bodies",
  "records": [
   {
    "id": "american-honda-finance-corporation-2025",
    "url": "https://files.consumerfinance.gov/f/documents/cfpb_american-honda-finance-corp-consent-order_2025-01.pdf",
    "date": "2025-01-17",
    "firm": "American Honda Finance Corporation",
    "type": "cfpb-order"
   }
  ],
  "fetchedAt": "2026-08-23T12:00:00.000Z",
  "recordCount": 1
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/bnm-data-shop-cfpb-enforcement-orders-08bb110a/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from ticks.bnm.farm](https://www.zero.xyz/host/ticks.bnm.farm/llms.txt)