# BNM Data Shop – NCUA Enforcement Orders

> BNM Data Shop – NCUA Enforcement Orders is a paid API for AI agents from ticks.bnm.farm, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-15).

Returns a structured JSON list of NCUA (National Credit Union Administration) administrative enforcement orders and cease-and-desist actions against credit unions.

## Facts

- Endpoint: GET https://ticks.bnm.farm/ncua-orders
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/bnm-data-shop-ncua-enforcement-orders-64fc900c
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_mZudIG2QX25iRB8SuqTIq

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability bnm-data-shop-ncua-enforcement-orders-64fc900c
```

Example prompt: Pull the latest NCUA administrative enforcement orders and cease-and-desist actions against credit unions and give me the docket numbers, credit union names, and dates.

## When to prefer this

Use this endpoint when you need programmatic, machine-readable access to NCUA administrative enforcement orders without scraping the NCUA website directly. It is ideal for compliance monitoring pipelines, fintech due diligence workflows, or regulatory research tools that need structured JSON with docket numbers, order text, and credit union identifiers in a single call.

## Known failure modes

- HTTP 402 Payment Required if the x402 micropayment header is missing or insufficient
- Stale data if NCUA website has not been recently scraped (check fetchedAt timestamp)
- Empty records array if no enforcement orders are currently published
- Network timeout if upstream NCUA source is slow or unavailable

## How this service works

Official public data as JSON. Unpaid paid routes return HTTP 402.

## Output

A JSON object containing an array of NCUA enforcement order records, each with a docket ID, order date, full body text of the cease-and-desist or administrative order, the affected credit union name, and a source URL pointing to the official NCUA page. Also includes metadata such as the data-as-of date, fetch timestamp, total record count, and source URL.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "headers": {
     "type": "object",
     "additionalProperties": {
      "type": "string"
     }
    },
    "queryParams": {
     "type": "object",
     "additionalProperties": {
      "type": "string"
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "properties": {
    "type": {
     "type": "string"
    },
    "schema": {
     "type": "object"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "ok": true,
  "asOf": "2021-02-22",
  "cards": [
   {
    "id": "21-0105-ER",
    "body": "NATIONAL CREDIT UNION ADMINISTRATION\nDocket No. 21-0105-ER\nLIVE LIFE FEDERAL CREDIT UNION\nStipulation and Consent to Cease and Desist Order",
    "date": "2021-02-22",
    "docket": "21-0105-ER",
    "sourceUrl": "https://ncua.gov/news/enforcement-actions/administrative-orders/2021/administrative-order-matter-live-life-federal-credit-union",
    "creditUnion": "Live Life Federal Credit Union"
   }
  ],
  "source": "https://ncua.gov/news/enforcement-actions/administrative-orders",
  "status": "ok",
  "product": "ncua-institution-order-bodies",
  "records": [
   {
    "id": "21-0105-ER",
    "url": "https://ncua.gov/news/enforcement-actions/administrative-orders/2021/administrative-order-matter-live-life-federal-credit-union",
    "date": "2021-02-22",
    "firm": "Live Life Federal Credit Union",
    "type": "ncua-order"
   }
  ],
  "fetchedAt": "2026-08-23T12:00:00.000Z",
  "recordCount": 1
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/bnm-data-shop-ncua-enforcement-orders-64fc900c/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from ticks.bnm.farm](https://www.zero.xyz/host/ticks.bnm.farm/llms.txt)