# Business Frameworks — Growth Pace Decision (Self-Financeable Ceiling)

> Business Frameworks — Growth Pace Decision (Self-Financeable Ceiling) is a paid API for AI agents from business-frameworks.matryoshka-paradigms.workers.dev, paid per call via x402, $0.05/call, status unknown (last checked 2026-10-11).

Determines whether a planned growth rate is self-financeable and whether taking outside capital is worth it, given the caller's margins, cash cycle, and capital terms.

## Facts

- Endpoint: POST https://business-frameworks.matryoshka-paradigms.workers.dev/apply/growth/decide/pace?utm_source=zero.xyz
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-11
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/business-frameworks-growth-pace-decision-self-financeable-ceiling-d4533158
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_0c29l_BmnmLDFWIRewuqZ

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability business-frameworks-growth-pace-decision-self-financeable-ceiling-d4533158 -d '<json body>'
```

Example prompt: I'm planning 35% growth this year. My cash margin is 12 cents per sales dollar, days inventory is 45, days receivable is 30, days supplier credit is 20, and my hurdle rate is 18%. I've also got an outside capital offer at 10% cost expecting a 25% return — is my growth plan self-financeable, and is that outside money worth taking?

## When to prefer this

Use this endpoint when you need a deterministic, rule-based financial decision on whether a business's planned growth rate is self-financeable and whether outside capital is worth taking. Prefer this over a general LLM answer when you want a structured, auditable, citation-backed result grounded in a specific business framework node — not a probabilistic model output.

## Known failure modes

- Missing required fields (planned_growth_pct or r_pct) returns a 400-level validation error
- Providing neither cash_margin_per_sales_dollar/cycle inputs nor self_financeable_ceiling_pct results in an incomplete computation
- outside_capital object missing cost_pct or expected_return_pct causes validation failure
- Values outside allowed ranges (e.g. cash_margin_per_sales_dollar outside -1 to 1) are rejected
- Payment not included or insufficient USDC causes 402 Payment Required response

## Output

Returns a structured decision object containing: whether the planned growth rate is within the self-financeable ceiling, whether outside capital is worth accepting (if terms provided), the computed ceiling itself, a worked explanation of the decision logic, the relevant framework node text, and its public citations.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method",
    "bodyType",
    "body"
   ],
   "properties": {
    "body": {
     "type": "object",
     "required": [
      "planned_growth_pct",
      "r_pct"
     ],
     "properties": {
      "r_pct": {
       "type": "number",
       "description": "the hurdle rate from risk/decide/hurdle"
      },
      "days_inventory": {
       "type": "number",
       "minimum": 0
      },
      "days_receivable": {
       "type": "number",
       "minimum": 0
      },
      "outside_capital": {
       "type": "object",
       "required": [
        "expected_return_pct",
        "cost_pct"
       ],
       "properties": {
        "cost_pct": {
         "type": "number",
         "description": "interest, or the return given up to dilution"
        },
        "expected_return_pct": {
         "type": "number",
         "description": "return on the new capital"
        }
       }
      },
      "planned_growth_pct": {
       "type": "number"
      },
      "days_supplier_credit": {
       "type": "number",
       "minimum": 0
      },
      "cash_margin_per_sales_dollar": {
       "type": "number",
       "maximum": 1,
       "minimum": -1,
       "description": "cash generated per sales dollar"
      },
      "self_financeable_ceiling_pct": {
       "type": "number",
       "description": "if already known; otherwise supply the cycle and margin inputs below"
      },
      "cost_of_sales_per_sales_dollar": {
       "type": "number",
       "maximum": 1,
       "minimum": 0
      },
      "operating_expense_per_sales_dollar": {
       "type": "number",
       "maximum": 1,
       "minimum": 0
      }
     }
    },
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "POST"
     ],
     "type": "string"
    },
    "bodyType": {
     "enum": [
      "json",
      "form-data",
      "text"
     ],
     "type": "string"
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/business-frameworks-growth-pace-decision-self-financeable-ceiling-d4533158/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
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