# CoinOpSelect Cover Quote API

> CoinOpSelect Cover Quote API is a paid API for AI agents from coinop.publicvm.com, paid per call via x402, $0.01/call, status unknown (last checked 2026-10-21).

Returns a decentralized insurance cover quote (policy terms and premium) for a given asset, coverage amount, and loss ratio, paid via x402 on Base.

## Facts

- Endpoint: GET https://coinop.publicvm.com/api/v1/cover/quote?utm_source=zero.xyz
- Price: $0.01/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-21
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/coinopselect-cover-quote-api-98ad9540
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_ZZ5uiSsubcANUOXzFMw8t

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability coinopselect-cover-quote-api-98ad9540
```

Example prompt: Can you get me a decentralized insurance cover quote for ETH with $5,000 USD coverage and a loss ratio of 0.05?

## When to prefer this

Choose this endpoint when you need on-chain decentralized insurance pricing for a specific crypto asset with a given USD coverage amount and loss ratio, paid programmatically via x402 on Base. Prefer it over centralized insurance APIs when operating in a DeFi/Web3 context requiring trustless micropayment-per-call access.

## Known failure modes

- Missing required parameters (type or method) returns an error
- Invalid or unsupported asset symbol returns empty or error response
- Loss ratio outside 0-1 range may cause validation error
- Payment not fulfilled via x402 returns 402 Payment Required
- Network or on-chain latency may cause timeout

## How this service works

Paid on-chain token, wallet, contract and research data over x402 on Base.

## Output

A JSON object containing two nested objects: 'policy' with the coverage policy terms and 'premium' with the calculated premium details for the requested asset, cover amount, and loss ratio.

## Request schema (JSON Schema)

```json
{
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "method": {
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "required": [],
     "properties": {
      "asset": {
       "type": "string",
       "description": "Asset symbol"
      },
      "cover": {
       "type": "string",
       "description": "Cover USD"
      },
      "lossRatio": {
       "type": "string",
       "description": "Loss ratio 0-1"
      }
     }
    }
   }
  },
  "output": {
   "type": "object",
   "properties": {
    "policy": {
     "type": "object"
    },
    "premium": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "policy": {},
  "premium": {}
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/coinopselect-cover-quote-api-98ad9540/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from coinop.publicvm.com](https://www.zero.xyz/host/coinop.publicvm.com/llms.txt)