# Colombia Active Lending Rates (Tasas Activas) via x402

> Colombia Active Lending Rates (Tasas Activas) via x402 is a paid API for AI agents from x402.lagaceta.net, paid per call via x402, $0.005/call, status down (last checked 2026-09-15).

Returns official Colombian active lending interest rates (tasas activas) sourced from Superfinanciera, segmented by product type, via a prepaid x402 micropayment on Base.

## Facts

- Endpoint: GET https://x402.lagaceta.net/tasas-activas
- Price: $0.005/call
- Payment: x402
- Status: down
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/colombia-active-lending-rates-tasas-activas-via-x402-3786a46d
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_IiSPkWeAmCxSQlx5QBXwf

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability colombia-active-lending-rates-tasas-activas-via-x402-3786a46d
```

Example prompt: What are the current official Colombian active lending rates (tasas activas) from Superfinanciera? I need the latest average rate percentages broken down by loan product type like libre inversión and consumo.

## When to prefer this

Choose this endpoint when you need official, regulation-grade Colombian active lending interest rates sourced directly from Superfinanciera, especially when building fintech compliance tools, credit risk models, or macroeconomic dashboards focused on Colombia. It is ideal when you need rates segmented by loan product type and when a $0.005 USDC micropayment per call is acceptable. Prefer alternatives if you need the TRM (USD/COP exchange rate) rather than lending rates, or if you need rates from other Latin American countries.

## Known failure modes

- Payment not completed via x402 — returns 402 Payment Required before data is served
- Missing or invalid 'tipo' query parameter — may return empty rates array or error
- Upstream Superfinanciera API unavailable — endpoint may return error or stale data
- Network timeout on the micropayment facilitation layer — request fails without charge

## How this service works

Official Colombian TRM (Tasa Representativa del Mercado) USD/COP. Prepaid x402 $0.005 USDC on Base. Superintendencia Financiera + BanRep live.

## Output

A JSON object containing an array of active lending rate records from Superfinanciera. Each record includes the rate type (tipo), a cutoff timestamp (corte), the loan product name (producto), and the average rate percentage (rate_avg_pct). Also includes the data source identifier and an indicator field (TASAS_ACTIVAS).

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "ok": true,
  "rates": [
   {
    "tipo": "Consumo",
    "corte": "2026-08-07T00:00:00.000",
    "producto": "Libre inversión",
    "rate_avg_pct": 23.05
   }
  ],
  "source": "superfinanciera_datos_gov_co",
  "indicator": "TASAS_ACTIVAS"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/colombia-active-lending-rates-tasas-activas-via-x402-3786a46d/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from x402.lagaceta.net](https://www.zero.xyz/host/x402.lagaceta.net/llms.txt)