# Colombia TIBC Interest Rate — Official Superfinanciera Data

> Colombia TIBC Interest Rate — Official Superfinanciera Data is a paid API for AI agents from x402.lagaceta.net, paid per call via x402, $0.005/call, status unknown (last checked 2026-09-13).

Returns the official Colombian TIBC (Tasa de Interés Bancario Corriente) interest rate by modality, sourced live from Superfinanciera via datos.gov.co

## Facts

- Endpoint: GET https://x402.lagaceta.net/tibc
- Price: $0.005/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-13
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/colombia-tibc-interest-rate-official-superfinanciera-data-75b4fdba
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_x0eWr7HsTInjDORRBH2lQ

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability colombia-tibc-interest-rate-official-superfinanciera-data-75b4fdba
```

Example prompt: What is the current official Colombian TIBC interest rate for the CONSUMO Y ORDINARIO modality, as published by Superfinanciera?

## When to prefer this

Choose this endpoint when you need the official, government-certified Colombian TIBC interest rate directly from Superfinanciera, particularly for regulatory compliance, financial modeling, or any use case requiring an authoritative Colombian lending rate. Prefer over scraped or aggregated sources when official provenance and the indicator field (TIBC) are required.

## Known failure modes

- Invalid or unsupported modalidad parameter returns empty rates array
- Superfinanciera upstream data unavailable causes service error
- Payment not completed (x402 flow) results in 402 response before data is returned
- Rate data not yet published for current period returns stale or no results

## How this service works

Official Colombian TRM (Tasa Representativa del Mercado) USD/COP. Prepaid x402 $0.005 USDC on Base. Superintendencia Financiera + BanRep live.

## Output

A JSON object with ok (boolean), rates array containing rate_pct (percentage), modalidad (loan modality string), and valid_from (ISO date), plus source identifier (superfinanciera_datos_gov_co) and indicator field (TIBC).

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "ok": true,
  "rates": [
   {
    "rate_pct": 19.77,
    "modalidad": "CONSUMO Y ORDINARIO",
    "valid_from": "2026-08-01T00:00:00.000"
   }
  ],
  "source": "superfinanciera_datos_gov_co",
  "indicator": "TIBC"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/colombia-tibc-interest-rate-official-superfinanciera-data-75b4fdba/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from x402.lagaceta.net](https://www.zero.xyz/host/x402.lagaceta.net/llms.txt)