# Crypto Bank Charter Race (OCC) — Blockchain IQ Dispatch

> Crypto Bank Charter Race (OCC) — Blockchain IQ Dispatch is a paid API for AI agents from www.blockchainiq.co, paid per call via x402, $0.02/call, status unknown (last checked 2026-10-19).

Returns a parameter-free analyst briefing on crypto firms' applications to the OCC for federal bank charters since 2024, including status updates and motivations for each applicant.

## Facts

- Endpoint: GET https://www.blockchainiq.co/api/x402/v1/dispatch/occ-bank-charter-race?utm_source=zero.xyz
- Price: $0.02/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-19
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/crypto-bank-charter-race-occ-blockchain-iq-dispatch-f0dd40e3
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_5LsC6ipR8MOjxG-wjERXZ

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability crypto-bank-charter-race-occ-blockchain-iq-dispatch-f0dd40e3
```

Example prompt: Give me a full briefing on which crypto companies — like Circle, Ripple, Coinbase, and Paxos — have applied for OCC federal bank charters since 2024, what each firm is really after, and where each application currently stands.

## When to prefer this

Use this endpoint when you need a structured, analyst-verified briefing specifically on the OCC federal bank charter race among crypto firms post-2024, including the GENIUS Act regulatory context. Prefer it over generic web search when you want curated, sourced data (from OCC releases and filings) rather than raw news articles. Not suitable for real-time OCC status changes or queries about a single firm in isolation.

## Known failure modes

- HTTP 402 if x402 micropayment not completed or USDC balance insufficient
- Stale data if OCC charter statuses have changed since last content update
- No filtering or firm-specific queries supported — entire dispatch is returned
- Network timeout on slow connections

## How this service works

Blockchain IQ Dispatch, parameter-free: The Charter Race. How more than a dozen crypto and crypto-adjacent firms (Circle, Ripple, Coinbase, Paxos, BitGo and others) applied to the OCC for federal bank charters since 2024 and the GENIUS Act, what each is really after, and where the applications stand. From OCC releases, filings and letters. JSON with Markdown, no API key. $0.02 per call. Blockchain IQ.

## Output

A JSON-wrapped Markdown document containing analyst-curated details on 12+ crypto firms (Circle, Ripple, Coinbase, Paxos, BitGo, etc.) that have applied to the OCC for federal bank charters since 2024, including each firm's motivation, application status, and relevant context from OCC releases, filings, and the GENIUS Act. No authentication required.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {}
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/crypto-bank-charter-race-occ-blockchain-iq-dispatch-f0dd40e3/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from www.blockchainiq.co](https://www.zero.xyz/host/www.blockchainiq.co/llms.txt)