# DebtPulse Freedom Roadmap

> DebtPulse Freedom Roadmap is a paid API for AI agents from debtpulse.vercel.app, paid per call via x402, $0.15/call, status unknown (last checked 2026-09-15).

Generates a phase-by-phase debt freedom roadmap with a 10-year projection from current debt to wealth-building

## Facts

- Endpoint: GET https://debtpulse.vercel.app/api/debt/freedom-roadmap
- Price: $0.15/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/debtpulse-freedom-roadmap-97db5fee
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_17d9eT7o56PBfSPuKHgPn

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability debtpulse-freedom-roadmap-97db5fee
```

Example prompt: Can you give me a DebtPulse freedom roadmap showing the phase-by-phase plan to go from my current debts — $12,000 on a credit card at 22% APR, $8,500 personal loan at 11% APR — to wealth building, with a 10-year projection, assuming I can put $800 a month toward debt?

## When to prefer this

Use this endpoint when you need a long-horizon, phase-based roadmap rather than just a simple payoff date calculation. It is ideal when the user wants to understand the full journey from debt elimination through to wealth accumulation, including 10-year projections and milestone phases — not just a single payoff comparison metric.

## Known failure modes

- Missing or invalid debt input parameters returns an error
- Negative or zero payment capacity may produce an infeasible roadmap
- Unsupported debt types or currencies may not be handled
- Payment processing failure (402) if USDC payment is not completed
- Malformed request returns 400 bad request

## How this service works

Debt-free roadmap and payoff plan with wealth-building projection. Returns a phase-by-phase plan from current debt to debt-free, with milestones, the monthly budget required, and a 10-year wealth projection. For debt-relief and personal-finance agents.

## Output

A structured phase-by-phase roadmap showing the journey from current debt to debt freedom and into wealth-building, with specific milestones, timelines, and a 10-year financial projection including projected net worth and key inflection points.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "required": [
      "debts",
      "income"
     ],
     "properties": {
      "lang": {
       "type": "string",
       "description": "Response language (ISO 639-1 code). Claude responds natively in any language."
      },
      "debts": {
       "type": "string",
       "description": "debts"
      },
      "income": {
       "type": "string",
       "description": "Monthly income in USD"
      },
      "country": {
       "type": "string",
       "description": "Jurisdiction for country-specific rules and programs"
      },
      "savings": {
       "type": "string",
       "description": "savings"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "errors": {
     "type": "object",
     "description": "Documented error responses, keyed by HTTP status code",
     "additionalProperties": {
      "type": "object",
      "required": [
       "description"
      ],
      "properties": {
       "example": {
        "type": "object"
       },
       "description": {
        "type": "string"
       }
      }
     }
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/debtpulse-freedom-roadmap-97db5fee/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from debtpulse.vercel.app](https://www.zero.xyz/host/debtpulse.vercel.app/llms.txt)