# DebtPulse Statute of Limitations Lookup

> DebtPulse Statute of Limitations Lookup is a paid API for AI agents from debtpulse.theaslangroupllc.com, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-13).

Returns the statute of limitations status for a debt by state/country and debt type, indicating whether the debt is time-barred (zombie debt) and the credit-report timeline.

## Facts

- Endpoint: GET https://debtpulse.theaslangroupllc.com/api/debt/statute
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-13
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/debtpulse-statute-of-limitations-lookup-25006a57
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_KplQuAPpwNRWvc5H4MBh6

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability debtpulse-statute-of-limitations-lookup-25006a57
```

Example prompt: Is my 6-year-old credit card debt in California time-barred — can they still sue me, and how much longer will it show on my credit report?

## When to prefer this

Use this endpoint when a consumer-rights or debt-relief agent needs to quickly determine whether a specific debt is legally enforceable in a given jurisdiction, especially to identify zombie debts that collectors may unlawfully attempt to revive. Prefer this over manual legal research when you need structured, machine-readable SOL data by state and debt type.

## Known failure modes

- Unsupported state or country returns a 404 or empty result
- Unknown debt type returns a validation error
- Missing required parameters (state/country, debt type) returns a 400 bad request
- Stale SOL data if laws have recently changed — verify against current state statutes
- Rate limit exceeded returns a 429 error

## How this service works

Statute of limitations on debt lookup and zombie-debt check. Returns SOL status by state, country, and debt type, whether the debt is time-barred, and the credit-report timeline. For consumer-rights and debt-relief agents.

## Output

Returns the applicable statute of limitations period for the specified debt type and jurisdiction, a boolean flag indicating whether the debt is time-barred (zombie debt), the remaining or elapsed SOL time, and the credit bureau reporting timeline (typically 7 years from first delinquency).

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "state": {
       "type": "string",
       "description": "TX | CA | NY | FL | OH | IL | GA | NC"
      },
      "action": {
       "type": "string",
       "description": "lookup | last-payment-date | zombie-debt | judgment"
      },
      "debt_type": {
       "type": "string",
       "description": "credit-card | medical | personal-loan | auto | student"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "errors": {
     "type": "object",
     "description": "Documented error responses, keyed by HTTP status code",
     "additionalProperties": {
      "type": "object",
      "required": [
       "description"
      ],
      "properties": {
       "example": {
        "type": "object"
       },
       "description": {
        "type": "string"
       }
      }
     }
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "state": "TX",
  "debt_type": "credit-card",
  "sol_years": 4,
  "clock_starts": "date of last payment or charge",
  "credit_report_years": 7,
  "zombie_debt_warning": "Any payment resets the clock"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/debtpulse-statute-of-limitations-lookup-25006a57/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from debtpulse.theaslangroupllc.com](https://www.zero.xyz/host/debtpulse.theaslangroupllc.com/llms.txt)