# EconSignalPulse Credit Stress

> EconSignalPulse Credit Stress is a paid API for AI agents from econsignalpulse.vercel.app, paid per call via x402, $0.15/call, status unknown (last checked 2026-09-16).

Returns sovereign credit and banking-system stress indicators including World Bank debt data, IMF projections, CDS spreads, sovereign ratings, and IMF program status for a given country.

## Facts

- Endpoint: GET https://econsignalpulse.vercel.app/api/econsignal/credit-stress
- Price: $0.15/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-16
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/econsignalpulse-credit-stress-1470181a
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_efk97brPRiZaaqLtqME_3

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability econsignalpulse-credit-stress-1470181a
```

Example prompt: Pull the latest credit stress signals for Pakistan — I want CDS spreads, sovereign rating, IMF program status, and World Bank debt metrics so I can decide whether to take on more EM bond exposure.

## When to prefer this

Choose this endpoint when you need a consolidated sovereign credit stress view — combining CDS market signals, official ratings, IMF program status, and World Bank debt data — in a single call. Ideal for EM bond agents, credit insurance underwriters, and treasury risk managers who need multi-source credit risk signals rather than a single indicator. Prefer this over a generic macro endpoint when credit and banking-system stress specifically is the decision driver.

## Known failure modes

- Country not found or unsupported — returns 404 or empty result
- CDS data unavailable for frontier markets with no liquid swap market
- IMF program data may lag official announcements by days
- Payment not processed (x402) — request blocked until 0.15 USDC fee is settled
- Rate limit exceeded — returns 429 if too many requests in a short window

## How this service works

Sovereign credit and banking-system stress — World Bank debt data, IMF projections, CDS spreads, ratings and IMF-program status. For EM-bond, credit-insurance and treasury agents.

## Output

A structured payload covering sovereign credit and banking-system stress for the requested country: CDS spread levels, sovereign credit ratings (e.g. Moody's/S&P/Fitch), current IMF program status and conditionality signals, World Bank debt sustainability metrics, and IMF forward projections — synthesized into a credit stress assessment useful for EM bond positioning or credit insurance decisions.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "iso2": {
       "type": "string",
       "description": "ISO2 code for World Bank"
      },
      "iso3": {
       "type": "string",
       "description": "ISO3 code for IMF"
      },
      "lang": {
       "type": "string",
       "description": "en | es | fr | de | ja | zh | ko | pt | ar | hi (default: en)"
      },
      "country": {
       "type": "string",
       "description": "Country — e.g. \"Egypt\" | \"Pakistan\" | \"Sri Lanka\" | \"Ghana\" | \"Ecuador\""
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "errors": {
     "type": "object",
     "description": "Documented error responses, keyed by HTTP status code",
     "additionalProperties": {
      "type": "object",
      "required": [
       "description"
      ],
      "properties": {
       "example": {
        "type": "object"
       },
       "description": {
        "type": "string"
       }
      }
     }
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "stress_score": {
   "max": 100,
   "note": "Manageable near-term with IMF/GCC support; medium-term solvency requires structural reform",
   "score": 62,
   "rating": "High Stress"
  },
  "query_summary": {
   "iso2": "EG",
   "iso3": "EGY",
   "country": "Egypt"
  },
  "credit_ratings": {
   "sp": "B-",
   "fitch": "B-",
   "moodys": "Caa1",
   "outlook": "Stable (post-devaluation adjustment)"
  },
  "reform_progress": "EGP float and subsidy cuts proceeding on schedule; FDI uptick in Q1 2025; tourism revenues recovering",
  "sovereign_profile": {
   "gov_debt_pct_gdp": 95.8,
   "fx_reserves_usd_bn": 46,
   "imf_program_active": true,
   "imf_program_detail": "EFF $8B (2024-2026) — conditional on EGP float, subsidy reform",
   "external_debt_usd_bn": 165,
   "debt_service_ratio_pct_exports": 34
  },
  "stress_indicators": {
   "fx_regime": "Managed float post-March 2024 — EGP devalued 40%",
   "cds_5yr_bps": 620,
   "banking_sector_npl_pct": 3.8,
   "eurobond_yield_spread_bps": 680,
   "dollarization_deposits_pct": 22
  },
  "vulnerability_assessment": {
   "rollover_risk": "Elevated — $18B external debt maturities in 2025-2026",
   "solvency_risk": "High — debt/GDP ratio requires sustained primary surplus to stabilize",
   "contagion_risk": "Low — Egypt too systemically important for GCC to allow default",
   "liquidity_risk": "Moderate — IMF program + Gulf GCC deposits provide near-term buffer"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/econsignalpulse-credit-stress-1470181a/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from econsignalpulse.vercel.app](https://www.zero.xyz/host/econsignalpulse.vercel.app/llms.txt)