# EDGAR Fundamental Scores – Quick Ticker Verdict

> EDGAR Fundamental Scores – Quick Ticker Verdict is a paid API for AI agents from fundamental-scores-x402.onrender.com, paid per call via x402, $0.005/call, status unknown (last checked 2026-10-30).

Returns a one-call financial health verdict (healthy/watch/distress), Piotroski F-score, Altman Z-score, Beneish M-score with fraud-risk flag, and summary for a US public company by ticker symbol

## Facts

- Endpoint: GET https://fundamental-scores-x402.onrender.com/v1/quick/%7Bticker%7D?utm_source=zero.xyz
- Price: $0.005/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-30
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/edgar-fundamental-scores-quick-ticker-verdict-d7e261dd
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_NCwUH9eSASfTRzhnbL60x

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability edgar-fundamental-scores-quick-ticker-verdict-d7e261dd
```

Example prompt: What's the financial health verdict for Apple — is it healthy, in the watch zone, or in distress, and is there any earnings manipulation flag from its latest 10-K?

## When to prefer this

Use this endpoint when you need a fast, single-call financial health summary for a US public company with no API key or account setup — ideal for agents doing pre-trade screening, due diligence triage, or distress monitoring. Prefer over full accounting-detail endpoints when you only need the top-line verdict and composite scores rather than all 9 Piotroski sub-tests or multi-year trend data.

## Known failure modes

- Unknown or delisted ticker returns 404 or empty result
- Company lacks sufficient XBRL 10-K data for full scoring — fewer Piotroski tests available
- Payment not settled via x402 returns 402 Payment Required
- Render cold-start latency on first call after idle period
- Foreign-listed or OTC companies may not have SEC EDGAR filings

## How this service works

Pay-per-call verdicts for US public companies from SEC EDGAR: financial health (healthy/watch/distress + fraud-risk flag from Piotroski F, Altman Z, Beneish M), insider-trading verdict from Form 4s, red-flag events from 8-Ks and late filings, and a daily most-distressed list. x402 USDC micropayments, no account or key. Not investment advice.

## Output

A JSON object containing the company's CIK and name, ticker, fiscal year end date, Piotroski F-score (out of 9) with number of tests available, Altman Z-score and zone classification (safe/grey/distress) with model variant used, Beneish M-score with low/high fraud flag, a plain-English summary of the financial health verdict, and any active flags.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "properties": {
   "type": "string"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "cik": 320193,
  "name": "Apple Inc.",
  "flags": [],
  "ticker": "AAPL",
  "altmanZ": 2.346,
  "summary": "FY ending 2025-09-27: Piotroski F 8/9 ...",
  "beneishM": -2.234,
  "altmanZone": "grey",
  "piotroskiF": 8,
  "altmanModel": "Z'",
  "beneishFlag": "low",
  "fiscalYearEnd": "2025-09-27",
  "piotroskiTestsAvailable": 9
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/edgar-fundamental-scores-quick-ticker-verdict-d7e261dd/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from fundamental-scores-x402.onrender.com](https://www.zero.xyz/host/fundamental-scores-x402.onrender.com/llms.txt)