# EDGAR Fundamental Scores — Single-Ticker Verdict

> EDGAR Fundamental Scores — Single-Ticker Verdict is a paid API for AI agents from fundamental-scores-x402.onrender.com, paid per call via x402, $0.003/call, status unknown (last checked 2026-10-30).

Returns a one-line financial health verdict (healthy/watch/distress) plus an earnings-manipulation fraud-risk flag (low/elevated/unknown) with a short reason for any US public company, based on Piotroski F-Score, Altman Z-Score, and Beneish M-Score from SEC EDGAR 10-K XBRL data.

## Facts

- Endpoint: GET https://fundamental-scores-x402.onrender.com/v1/verdict/:ticker?utm_source=zero.xyz
- Price: $0.003/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-30
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/edgar-fundamental-scores-single-ticker-verdict-09ba9fdd
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_5FQFgziph9_NYSziBWrS-

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability edgar-fundamental-scores-single-ticker-verdict-09ba9fdd
```

Example prompt: Can you check the financial health and fraud risk for Tesla — I want to know if it's healthy, distressed, or somewhere in between, and whether there's any earnings manipulation flag?

## When to prefer this

Choose this endpoint when you need a fast, pay-per-call, academically grounded financial health and fraud-risk summary for a single US-listed company, particularly for due diligence, credit screening, or stock research workflows where you only need the verdict and flag rather than full historical time-series data. Prefer over manual ratio calculation or broader financial data providers when cost-efficiency and structured pass/fail output are priorities.

## Known failure modes

- Invalid or unrecognized ticker rejected before payment is charged
- Company not listed on US exchanges or lacking XBRL 10-K data returns an error
- Very recently listed companies with insufficient EDGAR filings may return unknown scores
- Failed API calls are not settled — no charge on error responses
- Tickers for foreign private issuers or non-operating shells may return incomplete data

## How this service works

Answer in one line: healthy / watch / distress, plus an earnings-manipulation (fraud-risk) flag low/elevated/unknown and a short reason, for any US public company. Built from Piotroski F-Score, Altman Z (industry-appropriate variant) and Beneish M-Score on the latest 10-K XBRL data at SEC EDGAR. Use for due diligence, credit screens, supplier/counterparty checks and stock research. Errors are never charged (bad tickers rejected before payment; failed calls not settled).

## Output

A structured one-line verdict: financial health status (healthy, watch, or distress), an earnings-manipulation fraud-risk flag (low, elevated, or unknown), and a short plain-language reason explaining the assessment, derived from Piotroski F-Score, Altman Z-Score, and Beneish M-Score computed on the company's latest SEC 10-K XBRL data.

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/edgar-fundamental-scores-single-ticker-verdict-09ba9fdd/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from fundamental-scores-x402.onrender.com](https://www.zero.xyz/host/fundamental-scores-x402.onrender.com/llms.txt)