# Factline Dutch Insolvency Check

> Factline Dutch Insolvency Check is a paid API for AI agents from factline.dev, paid per call via x402, $0.01/call, status unknown (last checked 2026-10-10).

Checks a Dutch company's insolvency status (bankruptcy or suspension of payments) against the official Centraal Insolventieregister, returning case details, court, curator, and deadlines.

## Facts

- Endpoint: GET https://factline.dev/v1/nl/insolvency?utm_source=zero.xyz
- Price: $0.01/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-10
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/factline-dutch-insolvency-check-1839c0c2
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_KhHi1-aOpdK82hNCa5LvD

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability factline-dutch-insolvency-check-1839c0c2
```

Example prompt: Can you check the Dutch insolvency register for Imtech N.V. — their KvK number is 24163533 — and tell me if they're bankrupt or have any active insolvency proceedings?

## When to prefer this

Choose this endpoint when you need authoritative, official insolvency status for a Dutch legal entity directly from the Netherlands judiciary register (Centraal Insolventieregister). Prefer it over general KYB or credit-bureau checks when you specifically need faillissement or surseance van betaling details including curator identity and claims deadlines. Best used in onboarding, credit-risk, and supplier due-diligence workflows targeting Dutch counterparties.

## Known failure modes

- Company not found in register — no insolvency record exists or KvK number is incorrect
- Invalid KvK format — must be exactly 8 digits
- Name-based lookup returns ambiguous or multiple matches
- Company is a natural person rather than a legal entity — not supported
- Register temporarily unavailable — upstream judiciary API downtime

## How this service works

API and MCP servers that let AI agents and apps check people, companies, Dutch addresses and cars against official records: sanctions and PEP lists, 10 company registers, Dutch property, rent and RDW vehicle data. From $0.001 per call.

## Output

Returns whether the company has active or historical insolvency proceedings (bankruptcy or surseance van betaling), along with court name, case number, start and end dates, appointed curator or administrator name, and claims submission deadline. Legal entities only; sourced from the official Centraal Insolventieregister.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "kvk": {
       "type": "string",
       "description": "8-digit Dutch KvK (Chamber of Commerce) number, e.g. 11998877 (exact; preferred)"
      },
      "name": {
       "type": "string",
       "description": "Company name, if no KvK number is known"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "cases": [
   {
    "kvk": "11998877",
    "type": "bankruptcy",
    "court": "Rechtbank Den Haag",
    "ended": null,
    "status": "active",
    "company": "Voorbeeld Holding B.V.",
    "declared": "2026-09-30",
    "end_reason": null,
    "case_number": "F.09/26/123",
    "trade_names": [],
    "publications": [
     {
      "id": "09.dha.26.123.F.1300.1.26",
      "code": 1300,
      "date": "2026-10-01",
      "text": "Uitspraak faillissement op 30 september 2026"
     }
    ],
    "register_url": "https://insolventies.rechtspraak.nl/",
    "administrator": {
     "name": "mr J. Jansen",
     "role": "curator",
     "phone": "070-1234567"
    },
    "visible_until": null,
    "claims_deadline": "2027-01-15",
    "business_address": "Raadhuisweg 10, 1921AB, Akersloot"
   }
  ],
  "found": true,
  "query": {
   "kvk": "11998877",
   "name": null
  },
  "source": "Centraal Insolventieregister, Raad voor de rechtspraak",
  "status": "bankrupt",
  "purpose": "For informing business counterparties about an insolvency only (CIR licence art. 2.1).",
  "coverage": "Dutch bankruptcies and suspensions of payments of legal entities published since 2005.",
  "register_updated": "2026-10-09"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/factline-dutch-insolvency-check-1839c0c2/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from factline.dev](https://www.zero.xyz/host/factline.dev/llms.txt)