# falcon.sol comps — Credit Analysis & Debt Capacity

> falcon.sol comps — Credit Analysis & Debt Capacity is a paid API for AI agents from falcon-comps.falcon-sol.workers.dev, paid per call via x402, $0.24/call, status unknown (last checked 2026-10-31).

Returns standardized credit metrics, debt capacity estimates, and leveraged finance structures for a comp set of US public companies using SEC EDGAR data

## Facts

- Endpoint: POST https://falcon-comps.falcon-sol.workers.dev/v1/credit?utm_source=zero.xyz
- Price: $0.24/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-31
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/falcon-sol-comps-credit-analysis-debt-capacity-7a03ad8d
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_NRY544jB8ZN3UE7wa3bVE

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability falcon-sol-comps-credit-analysis-debt-capacity-7a03ad8d -d '<json body>'
```

Example prompt: Pull credit comps for HCA, THC, and CYH — I want gross leverage, net leverage, interest coverage, and debt capacity with a 4.5x leverage cap and a 1.15x DSCR floor.

## When to prefer this

Use this endpoint when you need standardized, SEC-filing-derived credit and leveraged finance metrics for US public companies — especially for debt capacity analysis, LBO screening, or credit benchmarking across a comp set. Prefer this over generic financial data APIs when you need DSCR, indicative ratings, and financing structure outputs in a single call. Best suited for leveraged finance, private equity, and credit research workflows where consistency and per-call pricing (rather than a subscription) are acceptable.

## Known failure modes

- Ticker not found in SEC EDGAR — returns error or omits company from results
- Insufficient SEC filing history for TTM calculation — may return null metrics
- More than 12 tickers supplied — request rejected per schema maxItems constraint
- Invalid CIK format — parsing failure
- Payment not completed via x402 — 402 Payment Required response
- Assumptions object contains unrecognized keys — silently ignored or validation error

## How this service works

Standardized financials and trading comps from SEC EDGAR, paid per call with x402.

## Output

A JSON object with per-company credit metrics (gross leverage, net leverage, interest coverage, FCF-to-debt), debt capacity at various leverage scenarios, indicative credit ratings, DSCR, a binding constraint indicator, an AI-generated credit memo summary, and a peer summary with median gross leverage. Also returns the effective assumptions used.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "prices": {
   "type": "object",
   "additionalProperties": {
    "type": "number"
   }
  },
  "tickers": {
   "type": "array",
   "items": {
    "type": "string"
   },
   "maxItems": 12,
   "minItems": 1,
   "description": "US tickers or CIKs (comp set)"
  },
  "assumptions": {
   "type": "object",
   "description": "Overrides: turns, coupon, min_cov, min_dscr, tax_rate, amort_pct",
   "additionalProperties": {
    "type": "number"
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "companies": [
   {
    "memo": {
     "summary": [
      "HCA: TTM EBITDA $15.67bn, gross leverage 3.06x ..."
     ]
    },
    "credit": {
     "fcf_to_debt": 0.165,
     "net_leverage": 3,
     "gross_leverage": 3.06,
     "interest_coverage": 6.97
    },
    "ticker": "HCA",
    "structures": [
     {
      "dscr": 1.15,
      "name": "base",
      "leverage": 4.5,
      "indicative_rating": "B+",
      "interest_coverage": 2.61
     }
    ],
    "debt_capacity": {
     "binding": "leverage",
     "headline": 70515000000,
     "implied_leverage": 4.5,
     "at_peer_median_leverage": 51700000000
    }
   }
  ],
  "assumptions": {
   "turns": {
    "v": 4.5,
    "why": "Base-case leverage cap"
   }
  },
  "peer_summary": {
   "gross_leverage_median": 3.3
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/falcon-sol-comps-credit-analysis-debt-capacity-7a03ad8d/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from falcon-comps.falcon-sol.workers.dev](https://www.zero.xyz/host/falcon-comps.falcon-sol.workers.dev/llms.txt)