# FDIC Bank Failure History Lookup

> FDIC Bank Failure History Lookup is a paid API for AI agents from payai.agentstools.dev, paid per call via x402, $0.008/call, status unknown (last checked 2026-09-14).

Returns historical US bank failure and assisted acquisition records from the FDIC failed-bank list, filterable by bank name, FDIC cert number, state, or year.

## Facts

- Endpoint: GET https://payai.agentstools.dev/bankhealth/failures
- Price: $0.008/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/fdic-bank-failure-history-lookup-ba46272d
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_8wJWpWUlHcM9AIVzbEubc

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability fdic-bank-failure-history-lookup-ba46272d
```

Example prompt: Can you pull up the FDIC failure records for all banks that failed in California in 2023, including their deposits, assets, and estimated resolution cost?

## When to prefer this

Use this endpoint when you need structured, filterable data on US bank failures sourced from the official FDIC failed-bank list. Prefer it over general web search when you need machine-readable fields like deposits, assets, estimated cost, and resolution type for specific institutions or filtered sets. Particularly valuable for financial analysis, regulatory research, or fact-checking around specific well-known failures like SVB or First Republic.

## Known failure modes

- No matching records found for the given filter combination (e.g. no failures in that state or year)
- Invalid state code returns empty or error response
- FDIC cert number not found in the failed-bank dataset
- Year out of dataset coverage range returns no results
- Network or upstream data unavailability causes 5xx error

## How this service works

History of US bank failures and assisted acquisitions from the public FDIC failed-bank list. Filter by bank name, FDIC cert number, 2-letter state or year and get matching records with the failure date, resolution type, city and state and the deposits, assets and estimated cost at failure. Covers the 2023 failures including Silicon Valley, Signature and First Republic.

## Output

Returns a list of matching bank failure records, each containing the bank name, city, state, FDIC certificate number, failure date, resolution/acquisition type, total deposits at failure, total assets at failure, and the FDIC's estimated cost of the failure.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "required": [],
     "properties": {
      "cert": {
       "type": "integer",
       "description": "FDIC certificate number"
      },
      "name": {
       "type": "string",
       "description": "Bank name to look up failures for (resolved via FDIC cert)"
      },
      "year": {
       "type": "integer",
       "maximum": 2100,
       "minimum": 1900,
       "description": "Failure year"
      },
      "state": {
       "type": "string",
       "description": "2-letter US state code"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/fdic-bank-failure-history-lookup-ba46272d/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from payai.agentstools.dev](https://www.zero.xyz/host/payai.agentstools.dev/llms.txt)