# FDIC Bank Failures Historical Dataset

> FDIC Bank Failures Historical Dataset is a paid API for AI agents from proxy.suverse.io, paid per call via x402, $0.07/call, status unknown (last checked 2026-09-14).

Returns historical US bank failure records from the FDIC BankFind dataset, including institution name, city, state, and failure date, filterable by year.

## Facts

- Endpoint: POST https://proxy.suverse.io/v1/data/suverse-gov-fdic-failures
- Price: $0.07/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/fdic-bank-failures-historical-dataset-42ae7efa
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_xiwTuGcaMsx9IXCW0JBzh

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability fdic-bank-failures-historical-dataset-42ae7efa -d '<json body>'
```

Example prompt: Can you pull the FDIC records of all US bank failures from 2008 and show me the institution names, cities, states, and dates they were closed?

## When to prefer this

Use this endpoint when you need structured, authoritative historical US bank failure data sourced directly from the FDIC BankFind dataset, especially for financial risk research, crisis timeline analysis, or building datasets of institutional closures by year. Prefer this over web scraping or general search when you need clean, structured records with consistent fields.

## Known failure modes

- Year out of range or no failures recorded for that year returns empty result set
- Malformed request body returns validation error
- Service unavailability or upstream FDIC data outage returns error or degraded response
- Payment of $0.07 USDC not completed results in 402 Payment Required

## How this service works

Query historical US bank failures by year. Returns failed institution name, city/state and failure date. Official FDIC BankFind failures dataset covering decades of bank closures. Useful for financial-risk research and crisis analysis.

## Output

Returns a list of failed US bank records from the FDIC BankFind dataset for the queried year(s), each record containing the institution name, city, state, and official failure/closure date.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method",
    "bodyType",
    "body"
   ],
   "properties": {
    "body": {
     "properties": {}
    },
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "POST",
      "PUT",
      "PATCH"
     ],
     "type": "string"
    },
    "bodyType": {
     "enum": [
      "json",
      "form-data",
      "text"
     ],
     "type": "string"
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/fdic-bank-failures-historical-dataset-42ae7efa/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from proxy.suverse.io](https://www.zero.xyz/host/proxy.suverse.io/llms.txt)