# FDIC Bank Intelligence API

> FDIC Bank Intelligence API is a paid API for AI agents from the-stall.intuitek.ai, paid per call via x402, $0.021/call, status unknown (last checked 2026-09-14).

Search US banks by name, retrieve deep financial profiles for individual banks, or list recent bank failures using FDIC data

## Facts

- Endpoint: GET https://the-stall.intuitek.ai/cap/fdic-bank-intel
- Price: $0.021/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/fdic-bank-intelligence-api-974a6b7d
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_tSEfOPI_O-c8-dI21lFAT

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability fdic-bank-intelligence-api-974a6b7d
```

Example prompt: Search for Silicon Valley Bank in the FDIC database and pull its full financial profile — I want to see its key metrics and history.

## When to prefer this

Choose this endpoint when you need authoritative US banking data sourced directly from the FDIC — particularly for bank identity verification, financial health research, regulatory profile lookups by FDIC cert number, or tracking historical bank failures. Prefer this over generic web search when you need structured, queryable banking data without scraping. Best for due diligence, financial analysis, or regulatory research on US-chartered banks.

## Known failure modes

- Bank name not found in FDIC database — returns empty results or error
- Invalid FDIC certificate number — returns not found error
- Year filter out of range for failures mode — may return empty list
- Exceeding max limit parameter — request rejected or capped
- Missing required mode parameter — returns validation error
- Network or payment failure (x402 USDC payment on Base mainnet not confirmed)

## How this service works

Domain-agnostic x402 capability chassis by IntuiTek¹. 300 AI-callable data services — pay USDC on Base mainnet. No accounts or API keys required.

## Output

Returns structured FDIC data depending on mode: in search mode, a list of matching banks with identifiers and basic info; in profile mode, deep financial metrics for a single bank (assets, capital, deposits, regulatory ratings, etc.); in failures mode, a list of recent bank failures with dates and details. Results sourced directly from FDIC public data.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "required": [
      "mode"
     ],
     "properties": {
      "cert": {
       "type": "number",
       "description": "FDIC certificate number for profile mode. Alternative to query. Example: 628 (JPMorgan Chase Bank NA)."
      },
      "mode": {
       "enum": [
        "search",
        "profile",
        "failures"
       ],
       "type": "string",
       "description": "search: find banks by name | profile: deep financial metrics for one bank (name or FDIC cert#) | failures: recent bank failures list"
      },
      "year": {
       "type": "number",
       "description": "Filter failures to a specific year (failures mode only). Example: 2023."
      },
      "limit": {
       "type": "number",
       "description": "Max results to return. Default 10 (search), 20 (failures). Max 50/100."
      },
      "query": {
       "type": "string",
       "description": "Bank name to search (for search or profile mode). Examples: 'JPMorgan', 'Silicon Valley Bank', 'First Republic'."
      }
     }
    }
   },
   "additionalProperties": false
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/fdic-bank-intelligence-api-974a6b7d/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from the-stall.intuitek.ai](https://www.zero.xyz/host/the-stall.intuitek.ai/llms.txt)