# Federal Register Banking Regulation Changes Feed

> Federal Register Banking Regulation Changes Feed is a paid API for AI agents from oracles-production.up.railway.app, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-15).

Returns Federal Register final and proposed rules for bank capital and supervision since a given timestamp, each scored 1–10 for compliance impact, with effective dates and primary-source links.

## Facts

- Endpoint: GET https://oracles-production.up.railway.app/v1/reg-banking/changes
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/federal-register-banking-regulation-changes-feed-3f8febdc
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_ioJtE1ximh8ngqXTPGzdA

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability federal-register-banking-regulation-changes-feed-3f8febdc
```

Example prompt: Pull all Federal Register banking regulation changes since 2025-01-01T00:00:00Z with a compliance significance score of at least 7, and show me up to 50 results with their effective dates and source links.

## When to prefer this

Choose this endpoint when you need a structured, pre-scored feed of US banking regulatory changes from the Federal Register — especially when you want to filter by compliance significance, track effective dates, and get direct primary-source links for verification. Prefer this over raw Federal Register scraping or generic news feeds when you need machine-readable compliance impact scores and entity IDs for downstream processing.

## Known failure modes

- Invalid or missing 'since' parameter returns a 400 or empty result set
- 'min_significance' outside 1–10 range rejected by schema validation
- 'limit' exceeding 500 rejected by schema validation
- Payment not included or insufficient USDC results in 402 Payment Required
- Federal Register source temporarily unavailable causes empty or stale results
- Malformed ISO-8601 date string causes parsing error

## How this service works

Federal Register final & proposed rules affecting bank capital & supervision (Comptroller Of The Currency, Federal Deposit Insurance Corporation) since a timestamp — covering bank, capital requirement, supervis, deposit insurance, liquidity — each scored 1-10 for compliance impact, with effective dates and primary-source links.

## Output

A JSON object containing a count of matching changes and an array of regulation change records, each with a title, type (final/proposed rule), plain-language summary, significance score (1–10), effective date, ISO-8601 detected-at timestamp, entity ID, and a direct URL to the primary Federal Register source for verification.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "limit": {
       "type": "integer",
       "maximum": 500,
       "minimum": 1
      },
      "since": {
       "type": "string",
       "format": "date-time",
       "description": "Only changes detected after this ISO-8601 instant"
      },
      "min_significance": {
       "type": "integer",
       "maximum": 10,
       "minimum": 1,
       "description": "Keep only changes scored at least this"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object",
     "properties": {
      "count": {
       "type": "integer"
      },
      "source": {
       "type": "string"
      },
      "changes": {
       "type": "array",
       "items": {
        "type": "object",
        "properties": {
         "type": {
          "type": "string"
         },
         "title": {
          "type": "string"
         },
         "detail": {
          "type": "object"
         },
         "summary": {
          "type": "string"
         },
         "entityId": {
          "type": "string"
         },
         "sourceUrl": {
          "type": [
           "string",
           "null"
          ],
          "description": "Primary-source link for verification"
         },
         "detectedAt": {
          "type": "string",
          "format": "date-time"
         },
         "significance": {
          "type": "integer",
          "maximum": 10,
          "minimum": 1
         },
         "effectiveDate": {
          "type": [
           "string",
           "null"
          ]
         }
        }
       }
      }
     }
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/federal-register-banking-regulation-changes-feed-3f8febdc/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from oracles-production.up.railway.app](https://www.zero.xyz/host/oracles-production.up.railway.app/llms.txt)