# FEMA NFIP Flood Insurance Claims Data

> FEMA NFIP Flood Insurance Claims Data is a paid API for AI agents from proxy.suverse.io, paid per call via x402, $0.15/call, status unknown (last checked 2026-09-14).

Returns FEMA National Flood Insurance Program (NFIP) claims records filtered by date of loss, geography (state, county, ZIP), flood zone, occupancy type, and amounts paid on building and contents, with OData filter support.

## Facts

- Endpoint: POST https://proxy.suverse.io/v1/data/suverse-fema-nfip-claims
- Price: $0.15/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/fema-nfip-flood-insurance-claims-data-c2f47ec7
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_DBdAnmTThJzv6w6ytzyd_

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability fema-nfip-flood-insurance-claims-data-c2f47ec7 -d '<json body>'
```

Example prompt: Pull FEMA NFIP flood insurance claims for ZIP code 77002 in Harris County, Texas, where the date of loss is after January 1, 2017, and show me the building and contents payment amounts.

## When to prefer this

Choose this endpoint when you need programmatic, filterable access to FEMA NFIP flood insurance claims data — especially when filtering by geography (state, county, ZIP), flood zone, date of loss, or occupancy type. It is keyless and suitable for agents that need on-demand claims lookups without managing API credentials. Prefer it over manual FEMA data downloads when you need real-time queryable access with OData filter support.

## Known failure modes

- Invalid or malformed OData filter expression returns a 400 error
- Unsupported filter fields return an error or empty result set
- Overly broad queries with no filters may return very large result sets or time out
- Payment failure (x402) if USDC balance is insufficient for the $0.15 per-call fee
- Network or proxy timeout if the upstream FEMA data source is unavailable

## How this service works

FEMA NFIP flood insurance claims: date of loss, state, county, ZIP, flood zone, occupancy and amounts paid on building and contents. OData filter supported. Keyless.

## Output

Returns a collection of FEMA NFIP flood insurance claim records matching the applied OData filters, including fields such as date of loss, state, county, ZIP code, flood zone, occupancy type, and dollar amounts paid on building and contents coverage.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method",
    "bodyType",
    "body"
   ],
   "properties": {
    "body": {
     "properties": {}
    },
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "POST",
      "PUT",
      "PATCH"
     ],
     "type": "string"
    },
    "bodyType": {
     "enum": [
      "json",
      "form-data",
      "text"
     ],
     "type": "string"
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/fema-nfip-flood-insurance-claims-data-c2f47ec7/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from proxy.suverse.io](https://www.zero.xyz/host/proxy.suverse.io/llms.txt)
