# FFIEC Bank Institutions Lookup

> FFIEC Bank Institutions Lookup is a paid API for AI agents from api.chainmarket-api.workers.dev, paid per call via x402, $0.002/call, status unknown (last checked 2026-10-24).

Searches and retrieves U.S. bank institution data from FDIC/FFIEC sources, including assets, deposits, income, and regulatory details.

## Facts

- Endpoint: GET https://api.chainmarket-api.workers.dev/api/finance/ffiec-bank-institutions?utm_source=zero.xyz
- Price: $0.002/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-24
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/ffiec-bank-institutions-lookup-694b94fb
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_hgg7CpoBl756M1qs3jW_d

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability ffiec-bank-institutions-lookup-694b94fb
```

Example prompt: Can you pull up a list of the top 10 active banks in Texas sorted by total assets, including their deposits and net income figures?

## When to prefer this

Use this endpoint when you need structured, up-to-date U.S. bank institution data sourced from the FDIC, including filtering by state, name, or certificate number, and sorting by assets, deposits, or other financial metrics. Prefer this over scraping bank websites or general web search when you need machine-readable regulatory and financial data for U.S. federally-supervised banks. Ideal for compliance research, competitive analysis, or verifying a bank's regulatory standing without requiring API keys or signup.

## Known failure modes

- Invalid state code returns empty results or error
- FDIC certificate not found returns empty bank list
- Page number out of range returns empty results
- Invalid sort field may return default sort or error
- Network/upstream FDIC API unavailability causes failure
- Malformed query parameters may result in 400-level errors

## How this service works

US FDIC-insured banks (FDIC BankFind call-report data): name, FDIC cert, Fed RSSD ID, location, total assets, deposits and net income (USD), ROA and ROE, report date, charter class, regulator, office counts, holding company, website, established date, active flag and closing date. Search by name, filter by state and active status, sort by assets, deposits, name or age; or look up one bank by cert.

## Output

Returns a paginated list of U.S. bank institutions with fields including name, FDIC certificate number, RSSD ID, city, state, ZIP, total assets (USD), total deposits (USD), net income (USD), ROA %, ROE %, active status, established date, closed date, website, charter class, regulator, domestic offices, foreign offices, holding company, and report date. Also includes query metadata, total count, and source URL.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "cert": {
       "type": "string",
       "description": "Optional FDIC certificate number for one bank"
      },
      "name": {
       "type": "string",
       "description": "Optional words of the bank name, e.g. Chase, Frost"
      },
      "page": {
       "type": "string",
       "description": "Page number from 1 (default 1)"
      },
      "sort": {
       "type": "string",
       "description": "assets (default), deposits, name or established"
      },
      "limit": {
       "type": "string",
       "description": "Banks to return, 1 to 100 (default 25)"
      },
      "state": {
       "type": "string",
       "description": "Optional 2-letter state, e.g. TX"
      },
      "active": {
       "type": "string",
       "description": "true (default) for active banks, false for closed/merged ones, all for both"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "page": 1,
  "banks": [
   {
    "zip": "76262",
    "cert": 57450,
    "city": "Westlake",
    "name": "Charles Schwab Bank, SSB",
    "rssd": "3150447",
    "state": "TX",
    "active": true,
    "closed": null,
    "roaPct": 1.33,
    "roePct": 18.03,
    "website": "https://www.schwabbank.com",
    "regulator": "FED",
    "reportDate": "2026-06-30",
    "depositsUsd": 225247000000,
    "established": "2003-04-28",
    "charterClass": "SM",
    "netIncomeUsd": 1653000000,
    "foreignOffices": 0,
    "holdingCompany": "CHARLES SCHWAB CORP THE",
    "totalAssetsUsd": 250828000000,
    "domesticOffices": 1
   },
   {
    "zip": "78205",
    "cert": 5510,
    "city": "San Antonio",
    "name": "Frost  Bank",
    "rssd": "682563",
    "state": "TX",
    "active": true,
    "closed": null,
    "roaPct": 1.31,
    "roePct": 15.3,
    "website": "https://www.frostbank.com",
    "regulator": "FED",
    "reportDate": "2026-06-30",
    "depositsUsd": 43669523000,
    "established": "1899-02-20",
    "charterClass": "SM",
    "netIncomeUsd": 349946000,
    "foreignOffices": 0,
    "holdingCompany": "CULLEN FROST BANKERS INC",
    "totalAssetsUsd": 53950075000,
    "domesticOffices": 222
   }
  ],
  "count": 5,
  "query": {
   "cert": null,
   "name": null,
   "state": "TX",
   "active": "true"
  },
  "total": 346,
  "source": "https://banks.data.fdic.gov/api/institutions?fields=NAME%2CCERT%2CFED_RSSD%2CCITY%2CSTALP%2CZIP%2CASSET%2CDEP%2CNETINC%2CROA%2CROE%2CACTIVE%2CESTYMD%2CENDEFYMD%2CWEBADDR%2CBKCLASS%2CREGAGNT%2COFFDOM%2COFFFOR%2CREPDTE%2CINSAGNT1%2CCHANGEC1%2CHCTMULT%2CNAMEHCR&limit=5&offset=0&sort_by=ASSET&sort_order…",
  "checkedAt": "2026-10-23T09:36:14.372Z"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/ffiec-bank-institutions-lookup-694b94fb/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.chainmarket-api.workers.dev](https://www.zero.xyz/host/api.chainmarket-api.workers.dev/llms.txt)
