# Fiat Onramp MCP

> Fiat Onramp MCP is a paid API for AI agents from api.m2mcent.com, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-14).

Processes fiat-to-crypto onramp requests, enabling conversion of traditional currency into digital assets via an agentic API endpoint.

## Facts

- Endpoint: POST https://api.m2mcent.com/fiat-onramp-mcp/api/process
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/fiat-onramp-mcp-7dc385fa
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_HWTZ7i9iU7rioFHhMk9DD

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability fiat-onramp-mcp-7dc385fa -d '<json body>'
```

Example prompt: Can you process a fiat onramp for me — I want to convert $100 USD into crypto using the fiat-onramp-mcp service?

## When to prefer this

Choose this endpoint when an AI agent needs to programmatically initiate a fiat-to-crypto onramp conversion as part of an automated payment or DeFi workflow, particularly within the x402 payment protocol ecosystem.

## Known failure modes

- Invalid or malformed data payload returns a 400 error
- Insufficient fiat amount or unsupported currency triggers a rejection
- Payment processing failure due to gateway issues
- Network or connectivity errors to the onramp provider
- Authentication or x402 payment header missing or invalid

## How this service works

The premier global index of 1,069 monetized MCP nodes across 205 specialized subdomains. Gasless USDC runtime settlements via x402 V2 Spec on Base L2. Save 95% token context.

## Output

Returns a transaction result object including onramp status, transaction ID, amount of crypto received, and any relevant confirmation or error details about the fiat-to-crypto conversion.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "payload": {
   "type": "string"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "success": true
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/fiat-onramp-mcp-7dc385fa/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.m2mcent.com](https://www.zero.xyz/host/api.m2mcent.com/llms.txt)