# financial-analyst.ai XIRR & MOIC Calculator

> financial-analyst.ai XIRR & MOIC Calculator is a paid API for AI agents from financial-analyst.ai, paid per call via x402, $0.25/call, status unknown (last checked 2026-09-15).

Computes XIRR (internal rate of return) and MOIC (multiple on invested capital) from a series of irregular cash flows with exact dates

## Facts

- Endpoint: POST https://financial-analyst.ai/xirr/compute
- Price: $0.25/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/financial-analyst-ai-0ac47b76
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_ZCeT3rf15hhlN2-TEAx52

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability financial-analyst-ai-0ac47b76 -d '<json body>'
```

Example prompt: Calculate the XIRR and MOIC for my private equity investment: I put in $500,000 on 2021-03-15, received a distribution of $75,000 on 2022-06-01, another $125,000 on 2023-09-10, and a final payout of $700,000 on 2024-11-30.

## When to prefer this

Use this endpoint when you need to calculate returns on investments with irregular, unevenly-spaced cash flows — the standard for private equity, real estate syndications, and venture capital where capital calls and distributions happen on arbitrary dates. Prefer this over simple IRR calculators when exact dates matter for annualization accuracy, or when you also need MOIC alongside the rate of return in a single call.

## Known failure modes

- Invalid or non-convergent cash flow series (e.g., all positive or all negative flows) — returns computation error
- Malformed or missing dates — returns validation error
- Cash flows with no sign change (no initial investment outflow) — returns invalid input error
- Too few cash flow data points for meaningful XIRR computation
- Payment failure or insufficient USDC balance — returns 402 Payment Required

## How this service works

Compute XIRR and MOIC from irregular cash flows with exact dates. Standard for private equity, real estate, and venture return calculations.

## Output

Returns the XIRR (annualized internal rate of return as a percentage) and MOIC (total multiple on invested capital) computed from the provided cash flows and dates, giving a precise picture of investment performance accounting for the timing of each cash movement.

## Request schema (JSON Schema)

```json
{
 "type": "object"
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/financial-analyst-ai-0ac47b76/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from financial-analyst.ai](https://www.zero.xyz/host/financial-analyst.ai/llms.txt)