# FindMyDirectDoctor Care Cost Lookup API > FindMyDirectDoctor Care Cost Lookup API is a paid API for AI agents from api.findmydirectdoctor.com, paid per call via x402, $0.02/call, status unknown (last checked 2026-10-31). Returns cash and self-pay price data for a specific type of medical care — including price points, basis, source links, price drivers, and lower-cost alternatives — from physician-reviewed Foundation guides ## Facts - Endpoint: GET https://api.findmydirectdoctor.com/v1/costs/care?utm_source=zero.xyz - Price: $0.02/call - Payment: x402 - Status: unknown - Last checked: 2026-10-31 - Activations on Zero: 0 - Tags: x402 - Canonical page: https://www.zero.xyz/c/findmydirectdoctor-care-cost-lookup-api-c19e2baa - Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_Y8yJFMMQc_SjN-QAMEF5R Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently. ## How to call it through Zero Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`): ```sh zero fetch --capability findmydirectdoctor-care-cost-lookup-api-c19e2baa ``` Example prompt: What's the cash pay price for a colonoscopy without insurance? Pull the cost breakdown from FindMyDirectDoctor including price range, what the price is based on, and any tips for getting a lower quote. ## When to prefer this Use this endpoint when you need structured, sourced, physician-reviewed cash and self-pay price data for a specific medical care type in the US — especially when the user is uninsured, underinsured, or comparing direct-pay options. Prefer this over generic web search when you need cited price ranges with explicit basis labels (posted price, Medicare rate, study figure) and actionable cost-reduction tips. Best for the 61 care types covered in the Foundation guides. ## Known failure modes - No matching guide found for the topic — returns empty or error if the care type is not in the 61 published guides - Ambiguous topic string that matches multiple guides — may return unexpected guide - Missing required 'topic' query parameter — returns 400 or validation error - Guide data may be outdated if last_reviewed date is old - Price points may be null or missing for some care types where only qualitative information is available ## How this service works Cash and self-pay prices for everyday care without insurance, such as a doctor visit, CT scan, colonoscopy, birth control, a surgery, a medical device or a vaccine, from 61 published Foundation guides. Every price figure keeps its quoted sentence, its basis (Medicare payment, posted clinic price, study figure) and its source link, plus price drivers, lower-cost routes and questions for getting a quote. Physician-reviewed, FindMyDirectDoctor Foundation. ## Output Returns a structured response including: a quick_answer summarizing the typical cash price, one or more price_points with USD amounts, the basis of each price (e.g. Medicare payment, posted clinic price, study figure), the source URL, relevant quoted facts, steps or tips for getting a lower price, related guides, and a disclaimer. All data is physician-reviewed and sourced from FindMyDirectDoctor Foundation guides. ## Request schema (JSON Schema) ```json { "type": "object", "$schema": "https://json-schema.org/draft/2020-12/schema", "required": [ "input" ], "properties": { "input": { "type": "object", "required": [ "type", "method" ], "properties": { "type": { "type": "string", "const": "http" }, "method": { "enum": [ "GET" ], "type": "string" }, "queryParams": { "type": "object", "required": [ "topic" ], "properties": { "topic": { "type": "string", "maxLength": 120, "minLength": 1, "description": "The care, as a guide slug (ekg-cost-without-insurance), a short name (colonoscopy, flu shot) or plain words. GET /v1/guides/index lists the guides." }, "category": { "enum": [ "service", "device", "procedure", "vaccine" ], "type": "string", "description": "Only look among this kind of guide. Leave out to search all four." } } } }, "additionalProperties": false }, "output": { "type": "object", "required": [ "type" ], "properties": { "type": { "type": "string" }, "example": { "type": "object", "required": [ "query", "guide_url", "last_reviewed", "quick_answer", "price_points", "credit", "data_as_of" ], "properties": { "facts": { "type": "array", "items": { "type": "object", "properties": { "quote": { "type": "string" }, "section": { "type": "string" }, "source_url": { "type": [ "string", "null" ] } } } }, "group": { "type": "string" }, "guide": { "type": "object", "required": [ "slug", "title", "url", "last_reviewed" ], "properties": { "url": { "type": "string" }, "slug": { "type": "string" }, "title": { "type": "string" }, "last_reviewed": { "type": "string" } }, "description": "The guide the answer comes from." }, "query": { "type": "object", "description": "The request as understood, with the guide it matched." }, "steps": { "type": "array", "items": { "type": "o … (truncated) ``` ## Response schema (JSON Schema) ```json { "type": "json", "example": { "facts": [ { "quote": "Once you meet it, you may pay coinsurance, which is a share of the bill such as 20 percent.", "section": "How your plan treats an EKG", "source_url": "https://www.healthcare.gov/glossary/co-insurance/" } ], "group": "service", "guide": { "url": "https://findmydirectdoctor.org/guides/ekg-cost-without-insurance/", "slug": "ekg-cost-without-insurance", "title": "How much an EKG costs, with or without insurance", "last_reviewed": "2026-10-23" }, "query": { "topic": "ekg", "category": "service", "matched_by": "prefix", "matched_slug": "ekg-cost-without-insurance" }, "steps": [], "credit": "Physician-reviewed, FindMyDirectDoctor Foundation", "source": "FindMyDirectDoctor Foundation guides (findmydirectdoctor.org/guides)", "related": [ { "url": "https://findmydirectdoctor.org/guides/er-without-insurance/", "slug": "er-without-insurance" } ], "sources": [ { "url": "https://pmc.ncbi.nlm.nih.gov/articles/PMC8693213/", "publisher": "pmc.ncbi.nlm.nih.gov" } ], "guide_url": "https://findmydirectdoctor.org/guides/ekg-cost-without-insurance/", "data_as_of": "2026-10-02", "disclaimer": "General information quoted from published guides. Not medical, legal or tax advice. In an emergency call 911.", "price_points": [ { "as_of": null, "basis": "provider_posted_price", "quote": "In 2026, the US middle posted cash price for the hospital's part of an EKG tracing was $185, and the middle half of hospitals posted between $112 and $286.", "section": "quick answer", "source_url": null, "amounts_usd": [ 185, 112, 286 ], "basis_label": "price posted by a named provider (confirm before booking)", "is_cash_price": true, "national_representative": false } ], "price_status": "has_price_points", "quick_answer": "In 2026, the US middle posted cash price for the hospital's part of an EKG tracing was $185, and the middle half of hospitals posted between $112 and $286. That price covers the tracing only, so the doctor's reading of it may come as a separate bill. If you have chest pain, call 911 first and deal with the cost later.", "last_reviewed": "2026-10-23", "price_drivers": [], "lower_cost_routes": [], "price_status_note": "The guide states price figures. Each keeps its basis label.", "how_to_get_a_quote": [] } } ``` ## More - Live health (JSON, refreshed every minute): https://www.zero.xyz/c/findmydirectdoctor-care-cost-lookup-api-c19e2baa/health.json - [Zero catalog index](https://www.zero.xyz/llms.txt) - [Other services from api.findmydirectdoctor.com](https://www.zero.xyz/host/api.findmydirectdoctor.com/llms.txt)