# FindMyDirectDoctor Care-Without-Insurance State Directory > FindMyDirectDoctor Care-Without-Insurance State Directory is a paid API for AI agents from api.findmydirectdoctor.com, paid per call via x402, $0.03/call, status unknown (last checked 2026-10-31). Returns state-level healthcare access data for one US state: Medicaid program name, expansion status, coverage gap, work-rule date, DPC law citation, state license lookup URL, and HRSA health center site count. ## Facts - Endpoint: GET https://api.findmydirectdoctor.com/v1/states/care-without-insurance?utm_source=zero.xyz - Price: $0.03/call - Payment: x402 - Status: unknown - Last checked: 2026-10-31 - Activations on Zero: 0 - Tags: x402 - Canonical page: https://www.zero.xyz/c/findmydirectdoctor-care-without-insurance-state-directory-22d50389 - Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_C4AD1OrA95djUG3mUX-Pr Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently. ## How to call it through Zero Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`): ```sh zero fetch --capability findmydirectdoctor-care-without-insurance-state-directory-22d50389 ``` Example prompt: What are the care-without-insurance options in Kansas — does it have Medicaid expansion, is there a coverage gap, does it have a DPC law, and how many HRSA health center sites are there? ## When to prefer this Choose this endpoint when you need a single-state, structured summary of uninsured care options including Medicaid status, DPC law, and HRSA center counts — especially when your agent needs physician-reviewed, cited information rather than a web search. Prefer this over generic web search when you need machine-readable fields (expansion boolean, work-rule date, DPC cite) for downstream logic or comparison. ## Known failure modes - Missing or invalid state parameter returns an error — must supply a valid 2-letter state code or full state name - Territories (Puerto Rico, Guam, etc.) are not covered — only the 50 states and DC - DPC law field returns status 'not_stated' if the guide does not mention a DPC law for that state - Work-rule field returns 'not_applicable' if the state has not expanded Medicaid - Data may lag actual policy changes; guide's last_reviewed date indicates freshness ## How this service works State-by-state options for getting care without insurance: the state's Medicaid program name, whether it expanded Medicaid and whether adults fall in the coverage gap, the Medicaid work-rule start date its guide gives, the state license lookup page for checking a doctor, the DPC law where a guide states one, and the count of HRSA health center sites. One state per request. ## Output A JSON object containing: the matched state name and code; a link to the FindMyDirectDoctor Foundation guide for that state; Medicaid program name (branded or generic), expansion status (adopted/not adopted), coverage gap indicator, income limits, work-rule status and start date with source quote; DPC law citation and status if stated; HRSA community health center site count; state medical license lookup URL; sourced key facts; and a credit/attribution field. ## Request schema (JSON Schema) ```json { "type": "object", "$schema": "https://json-schema.org/draft/2020-12/schema", "required": [ "input" ], "properties": { "input": { "type": "object", "required": [ "type", "method" ], "properties": { "type": { "type": "string", "const": "http" }, "method": { "enum": [ "GET" ], "type": "string" }, "queryParams": { "type": "object", "required": [ "state" ], "properties": { "state": { "type": "string", "maxLength": 40, "description": "2-letter state code (KS) or full name. The 50 states and DC." } } } }, "additionalProperties": false }, "output": { "type": "object", "required": [ "type" ], "properties": { "type": { "type": "string" }, "example": { "type": "object", "required": [ "query", "guide_url", "last_reviewed", "medicaid", "health_centers", "credit", "data_as_of" ], "properties": { "guide": { "type": "object", "required": [ "slug", "title", "url", "last_reviewed" ], "properties": { "url": { "type": "string" }, "slug": { "type": "string" }, "title": { "type": "string" }, "last_reviewed": { "type": "string" } }, "description": "The guide the answer comes from." }, "query": { "type": "object", "description": "The state as understood." }, "credit": { "type": "string", "description": "Physician-reviewed, FindMyDirectDoctor Foundation" }, "source": { "type": "string" }, "dpc_law": { "type": "object", "description": "A DPC law only where a guide states one. Otherwise status not_stated." }, "sources": { "type": "array", "items": { "type": "object", "properties": { "url": { "type": "string" }, "publisher": { "type": "string" } } } }, "medicaid": { "type": "object", "required": [ "program_name" ], "properties": { "expanded": { "type": "boolean" }, "work_rule": { "type": "object", "description": "Work-rule status and start date from the … (truncated) ``` ## Response schema (JSON Schema) ```json { "type": "json", "example": { "guide": { "url": "https://findmydirectdoctor.org/guides/kansas-care-without-insurance/", "slug": "kansas-care-without-insurance", "title": "Getting care in Kansas without insurance", "last_reviewed": "2026-10-10" }, "query": { "name": "Kansas", "state": "KS" }, "credit": "Physician-reviewed, FindMyDirectDoctor Foundation", "source": "FindMyDirectDoctor Foundation guides (findmydirectdoctor.org/guides)", "dpc_law": { "cite": "KS 65-4978", "quote": "The Direct Primary Care Coalition says Kansas is one of the states with a direct primary care law.", "status": "law_listed_by_dpc_coalition", "cite_note": "Kansas listed with a DPC law (KS 65-4978) by the DPC Coalition. The contents of the statute were not read, so the page says only that the law exists.", "source_url": "https://www.dpcare.org/state-level-progress-and-issues" }, "sources": [ { "url": "https://www.kancare.ks.gov/", "publisher": "kancare.ks.gov" } ], "medicaid": { "expanded": false, "work_rule": { "status": "not_applicable_state_has_not_expanded_medicaid", "applies": false }, "limits_note": "KFF lists 38 percent for parents, 0 for other adults (KanCare).", "limits_as_of": "January 2026 (KFF tables read 2026-10-14)", "limits_basis": "Parents: percent of poverty for a parent in a family of three. Other adults: percent of poverty for an individual. KFF notes the limits include a 5 point disregard and are rounded to whole percents. Full Medicaid benefits only.", "program_name": "KanCare", "expansion_source": { "url": "https://www.kff.org/medicaid/status-of-state-medicaid-expansion-decisions/", "name": "KFF, status of state Medicaid expansion decisions", "facts_verified_on": "2026-10-14", "page_last_modified": "2026-10-01" }, "expansion_status": "not_adopted", "program_name_also": [], "trigger_law_state": false, "coverage_gap_basis": "Derived: the state has not expanded Medicaid and its limit for adults without children is below 100 percent of the poverty level.", "coverage_gap_quote": "They are Alabama, Florida, Georgia, Kansas, Mississippi, South Carolina, Tennessee, Texas, Wisconsin and Wyoming.", "coverage_gap_state": true, "program_name_quote": "Most adults without children cannot get KanCare, the state's Medicaid program, even with a very low income.", "parent_limit_pct_fpl": 38, "state_medicaid_office": { "url": "h … (truncated) ``` ## More - Live health (JSON, refreshed every minute): https://www.zero.xyz/c/findmydirectdoctor-care-without-insurance-state-directory-22d50389/health.json - [Zero catalog index](https://www.zero.xyz/llms.txt) - [Other services from api.findmydirectdoctor.com](https://www.zero.xyz/host/api.findmydirectdoctor.com/llms.txt)