# Fintech Fraud Detection Simulator MCP

> Fintech Fraud Detection Simulator MCP is a paid API for AI agents from api.m2mcent.com, paid per call via x402, $1.495525/call, status unknown (last checked 2026-09-14).

Simulates fintech fraud detection by taking a query string and returning a boolean fraud score indicating whether the input is flagged as fraudulent.

## Facts

- Endpoint: POST https://api.m2mcent.com/fintech-fraud-detection-simulator-mcp-518/api/execute
- Price: $1.495525/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/fintech-fraud-detection-simulator-mcp-6805e54b
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_1EEUXA5sM8_eWhFqyJCdd

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability fintech-fraud-detection-simulator-mcp-6805e54b -d '<json body>'
```

Example prompt: Run a fraud detection simulation on this transaction description: 'User transferred $9,800 to an unknown overseas account three times in one hour' — and tell me whether it's flagged as fraudulent.

## When to prefer this

Choose this endpoint when you need a fast, lightweight boolean fraud signal for a single transaction description or financial activity text, especially in automated pipelines where a simple true/false fraud flag is sufficient. It is best suited for simulation and testing scenarios rather than production-grade fraud prevention requiring detailed explanations or confidence scores.

## Known failure modes

- Missing required 'query' field returns a validation error
- Empty string query may return an unpredictable score
- Overly long or malformed query strings may cause processing errors
- Payment failure via x402 protocol results in 402 response before execution
- Network timeouts on the remote MCP node may yield no response

## How this service works

The premier global index of 1,069 monetized MCP nodes across 205 specialized subdomains. Gasless USDC runtime settlements via x402 V2 Spec on Base L2. Save 95% token context.

## Output

Returns a JSON object with a single boolean 'score' field: true if the input query is flagged as potentially fraudulent, false if it is considered non-fraudulent.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "query"
 ],
 "properties": {
  "query": {
   "type": "string"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "score"
 ],
 "properties": {
  "score": {
   "type": "boolean"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/fintech-fraud-detection-simulator-mcp-6805e54b/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.m2mcent.com](https://www.zero.xyz/host/api.m2mcent.com/llms.txt)