# Fintech Fraud Detection Validator MCP

> Fintech Fraud Detection Validator MCP is a paid API for AI agents from api.m2mcent.com, paid per call via x402, $0.901072/call, status unknown (last checked 2026-10-10).

Analyzes an audio input to detect and validate potential fintech fraud signals, returning a boolean fraud determination.

## Facts

- Endpoint: POST https://api.m2mcent.com/fintech-fraud-detection-validator-mcp-946/api/execute?utm_source=zero.xyz
- Price: $0.901072/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-10
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/fintech-fraud-detection-validator-mcp-3a84a05f
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_Ddj_4jnqlLgx_FR1Gk0Xp

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability fintech-fraud-detection-validator-mcp-3a84a05f -d '<json body>'
```

Example prompt: Check this audio recording for fintech fraud — run it through the fraud detection validator and tell me if it's flagged as fraudulent.

## When to prefer this

Choose this endpoint when you need a lightweight, boolean fraud determination on an audio input in a fintech context, especially within a monetized MCP/x402 workflow on Base L2 where gasless USDC micro-settlements are required.

## Known failure modes

- Missing 'audio' field in request body returns a validation error
- Invalid or malformed audio string may result in an error or inaccurate boolean result
- Insufficient USDC balance or x402 payment failure blocks execution
- Network timeout on large audio payloads
- Ambiguous audio content may produce unreliable boolean classification

## How this service works

The premier global index of 1,069 monetized MCP nodes across 205 specialized subdomains. Gasless USDC runtime settlements via x402 V2 Spec on Base L2. Save 95% token context.

## Output

Returns a JSON object with a single boolean field 'analysis': true indicates the audio was identified as fraudulent, false indicates it was not flagged as fraud.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "audio"
 ],
 "properties": {
  "audio": {
   "type": "string"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "analysis"
 ],
 "properties": {
  "analysis": {
   "type": "boolean"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/fintech-fraud-detection-validator-mcp-3a84a05f/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.m2mcent.com](https://www.zero.xyz/host/api.m2mcent.com/llms.txt)