# GoCreative Bank Health Check (FDIC + CFPB)

> GoCreative Bank Health Check (FDIC + CFPB) is a paid API for AI agents from api.gocreativeai.com, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-09).

Looks up a bank's health status, FDIC insurance, assets, deposits, and activity flags by name or identifier using FDIC BankFind and CFPB data.

## Facts

- Endpoint: GET https://api.gocreativeai.com/v1/risk/bank/%7Barg%7D
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-09
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/gocreative-bank-health-check-fdic-cfpb-e52fbc5c
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_wndTNrAix63utH-S4EReb

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability gocreative-bank-health-check-fdic-cfpb-e52fbc5c
```

Example prompt: Can you check the health and FDIC status of 'Gem Savings Association' — I want to know if it's still active, whether it's federally insured, and if there are any risk flags on it?

## When to prefer this

Use this endpoint when you need to verify a bank's regulatory standing, FDIC insurance status, asset size, or whether it is currently active — sourced from official FDIC BankFind and CFPB data. Prefer this over generic web search when you need structured, authoritative financial institution data without requiring an API key or signup.

## Known failure modes

- Bank name not found — returns empty or minimal result
- Ambiguous name matches multiple institutions — primary match may not be the intended one
- Inactive or historical institutions may return INACTIVE_INSTITUTION flag with no website
- Truncated response if many other_matches exist
- Invalid or misspelled bank name may yield no meaningful match

## How this service works

Keyless, pay-per-call compliance & regulated-data API for AI agents — OFAC wallet + sanctions/PEP + KYB screening, SEC filings, FRED economics, FDA recalls, federal awards, plus continuous monitoring. USDC on Base/Solana via x402, native MCP. No API key, no signup.

## Output

Returns the matched bank's name, city, state, zip, active status, FDIC insured flag, FDIC certificate number, assets and deposits in thousands of USD, a risk assessment string, a list of risk flags (e.g. INACTIVE_INSTITUTION), and a list of other partial-name matches with similar details.

## Example request

```json
{
 "arg": "GET"
}
```

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "pathParams": {
     "type": "object"
    },
    "queryParams": {
     "type": "object",
     "required": [
      "input"
     ],
     "properties": {
      "input": {
       "type": "string",
       "description": "endpoint argument"
      }
     }
    }
   },
   "additionalProperties": false
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/gocreative-bank-health-check-fdic-cfpb-e52fbc5c/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.gocreativeai.com](https://www.zero.xyz/host/api.gocreativeai.com/llms.txt)