# GovParse SBA Loan Search

> GovParse SBA Loan Search is a paid API for AI agents from api.govparse.io, paid per call via x402, $1.25/call, status unknown (last checked 2026-09-14).

Search SBA 7(a) and 504/CDC loan approval records by company, state, NAICS, lender, amount range, program type, and more to identify businesses that recently received federal growth capital

## Facts

- Endpoint: GET https://api.govparse.io/v1/sba/loans/search
- Price: $1.25/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/govparse-sba-loan-search-82586b8f
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_m2SB16K6DOIf5dHIpL9Fw

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability govparse-sba-loan-search-82586b8f
```

Example prompt: Find me companies in Texas that got SBA 7(a) loans of at least $500,000 since January 1, 2025, sorted by approval amount descending — I want to see the borrower names, lenders, and NAICS codes.

## When to prefer this

Use this endpoint when you need to identify specific companies that have received SBA 7(a) or 504 loan approvals from public FOIA records — ideal for B2B sales prospecting targeting growth-stage businesses, competitive intelligence on SBA lenders, franchise expansion tracking, or market analysis by industry and geography. Prefer this over general business databases when SBA funding recency is the key signal, or when you need lender-level detail that private databases don't expose.

## Known failure modes

- No results returned when filters are too narrow or company name spelling differs from SBA records
- Date parsing errors if since parameter is not formatted as YYYY-MM-DD
- Partial results if limit is set below the total matching record count — use offset for pagination
- NAICS prefix too broad may return very large result sets near the 100-row cap
- Entity resolution may be null if borrower cannot be matched to a known business entity
- API may return 402 Payment Required if x402 payment is not properly handled

## How this service works

Which companies just got SBA growth capital — a 7(a) guaranty or 504/CDC debenture? Search the SBA 7(a) & 504 FOIA loan-approval roster by company, state, project_state, naics (prefix), program (7A/504), amount_min/amount_max, since (approved on/after a date — the funded-to-grow trigger), business_type, franchise, lender/CDC, entity_id. Returns the borrower, address, gross approval amount, approval date/FY, NAICS, funding lender, and entity-resolved borrower. SBA public-domain records.

## Output

Returns a list of SBA loan approval records, each containing the borrower company name, address, gross approval amount in USD, approval date and fiscal year, NAICS industry code, SBA program type (7A or 504), funding lender or CDC name, and a resolved borrower entity ID for cross-referencing with other business data sources.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "properties": {
  "input": {
   "type": "object",
   "required": [],
   "properties": {
    "sort": {
     "type": "string",
     "examples": [
      "amount:desc"
     ],
     "description": "approval_date | amount | company | jobs :asc|:desc. Default approval_date:desc."
    },
    "limit": {
     "type": "integer",
     "examples": [
      25
     ],
     "description": "Max rows (default 25, cap 100)."
    },
    "naics": {
     "type": "string",
     "examples": [
      "236220"
     ],
     "description": "NAICS code prefix(es), CSV (e.g. 23 = construction)."
    },
    "since": {
     "type": "string",
     "examples": [
      "2025-01-01"
     ],
     "description": "Approved on/after this date (YYYY-MM-DD) — the growth-capital recency window."
    },
    "state": {
     "type": "string",
     "examples": [
      "TX"
     ],
     "description": "Borrower state code(s), CSV."
    },
    "lender": {
     "type": "string",
     "examples": [
      "Live Oak"
     ],
     "description": "Funding lender fragment — 7(a) bank name / 504 CDC name."
    },
    "offset": {
     "type": "integer",
     "examples": [
      0
     ],
     "description": "Rows to skip."
    },
    "company": {
     "type": "string",
     "examples": [
      "Ameripro Construction"
     ],
     "description": "Borrower (company) name — suffix/punctuation-insensitive."
    },
    "program": {
     "type": "string",
     "examples": [
      "7A"
     ],
     "description": "7A = 7(a) guaranty, 504 = 504/CDC debenture."
    },
    "entity_id": {
     "type": "string",
     "examples": [
      "b7f3e2d1-4a5c-4e6f-8a9b-0c1d2e3f4a5b"
     ],
     "description": "Resolved borrower entity UUID (pivots to business360)."
    },
    "franchise": {
     "type": "string",
     "examples": [
      "Subway"
     ],
     "description": "Franchise name fragment."
    },
    "amount_max": {
     "type": "number",
     "examples": [
      5000000
     ],
     "description": "Maximum gross approval amount (USD)."
    },
    "amount_min": {
     "type": "number",
     "examples": [
      150000
     ],
     "description": "Minimum gross approval amount (USD)."
    },
    "business_type": {
     "type": "string",
     "examples": [
      "Corporation"
     ],
     "description": "Business type fragment (Corporation | Individual | Partnership)."
    },
    "project_state": {
     "type": "string",
     "examples": [
    
… (truncated)
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/govparse-sba-loan-search-82586b8f/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.govparse.io](https://www.zero.xyz/host/api.govparse.io/llms.txt)