# HubVibe Identity Verification & KYC Check

> HubVibe Identity Verification & KYC Check is a paid API for AI agents from hubvibe-io.com, paid per call via x402, $0.1/call, status unknown (last checked 2026-10-01).

Screens a user or counterparty's name (OFAC/UK/EU sanctions), email (mailbox/disposable/role), phone (validity/country/line type), and IP (country/network) in a single call and returns a unified risk level of low, review, or high.

## Facts

- Endpoint: POST https://hubvibe-io.com/work/identity/check?utm_source=zero.xyz
- Price: $0.1/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-01
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/hubvibe-identity-verification-kyc-check-ce88331c
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_Ty0g_5UEPuYAPkLr7r1D5

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability hubvibe-identity-verification-kyc-check-ce88331c -d '<json body>'
```

Example prompt: Before we onboard this new user, run a full identity risk check on them: name is 'Alexei Volkov', email is alexei.volkov@tempmail.io, phone is +7 9031234567, IP is 185.220.101.45, and they claim to be from Russia born in 1984.

## When to prefer this

Choose this endpoint when you need a single-call, multi-signal identity risk assessment that combines sanctions screening, email hygiene, phone intelligence, and IP geolocation into one consolidated risk verdict. It is particularly well-suited for user onboarding flows, counterparty due diligence, and fraud prevention where you want to avoid stitching together four separate APIs. Prefer it over narrower single-signal checks when a holistic 'low / review / high' decision is required quickly.

## Known failure modes

- Missing all input fields — at least one of name/email/phone/ip must be provided
- Invalid email format returns a validation error on that field
- Malformed phone number that cannot be parsed returns phone validity false
- IP address not found in geolocation data returns null country for IP
- Rate limiting or quota exhaustion returns a 402 or 429 error
- Sanctions database lookup timeout may result in a partial result or error

## How this service works

Identity verification / KYC check in one call: a name screened against OFAC, UK and EU sanctions; an email's mailbox, disposable and role checks; a phone's validity, country and line type; an IP's country and network. Returns each result, fraud flags (sanctions hit, disposable email, VoIP, countries that disagree) and one risk level: low, review or high. Use it before onboarding a user or counterparty. Input: any of name, email, phone, ip; optional country, birth_year.

## Output

Returns per-signal results (sanctions match details, email mailbox validity, disposable/role flags, phone country and line type, IP country and network), a set of fraud flags (sanctions hit, disposable email, VoIP phone, country disagreement between signals), and a single consolidated risk level of 'low', 'review', or 'high'.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "ip": {
   "type": "string",
   "maxLength": 45,
   "minLength": 2
  },
  "name": {
   "type": "string",
   "maxLength": 200,
   "minLength": 2
  },
  "email": {
   "type": "string",
   "maxLength": 320,
   "minLength": 3
  },
  "phone": {
   "type": "string",
   "maxLength": 40,
   "minLength": 3
  },
  "country": {
   "type": "string",
   "maxLength": 60,
   "minLength": 2
  },
  "language": {
   "type": "string",
   "pattern": "^[A-Za-z]{2,3}(-[A-Za-z0-9]{2,8})*$",
   "maxLength": 35
  },
  "birth_year": {
   "type": "integer",
   "maximum": 2030,
   "minimum": 1880
  },
  "phone_region": {
   "type": "string",
   "pattern": "^[A-Za-z]{2}$"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "result": {
   "risk": "review",
   "flags": [],
   "input": {
    "ip": "8.8.8.8",
    "name": "Jane Smith",
    "email": "jane@stripe.com",
    "phone": "+44 20 7031 3000",
    "country": "GB",
    "birth_year": 1980
   },
   "notes": [],
   "checks": {
    "ip": {
     "scope": "public"
    },
    "email": {
     "reason": "mailbox_exists",
     "verdict": "deliverable"
    },
    "phone": {
     "valid": true,
     "line_type": "fixed_line"
    },
    "sanctions": {
     "verdict": "no_match",
     "match_count": 0
    }
   },
   "checked_at": "2026-09-26T18:00:00Z",
   "checks_run": [
    "sanctions",
    "email"
   ],
   "checks_failed": []
  },
  "status": "ok",
  "worker": "identity.check",
  "price_usd": 0.1,
  "provenance": {
   "steps": [
    {
     "ms": 312,
     "ok": true,
     "step": "quote",
     "reason": "provider_timeout",
     "provider": "coinbase-advanced-trade-public"
    }
   ],
   "attempts": 1,
   "elapsed_ms": 340,
   "providers_used": [
    "coinbase-advanced-trade-public"
   ]
  },
  "receipt_id": "rcpt_9f1c2b3a4d5e6f70",
  "attribution": [
   {
    "url": "https://translate.google.com",
    "text": "Translated by Google"
   }
  ],
  "receipt_url": "/work/receipts/rcpt_9f1c2b3a4d5e6f70"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/hubvibe-identity-verification-kyc-check-ce88331c/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from hubvibe-io.com](https://www.zero.xyz/host/hubvibe-io.com/llms.txt)