# IBAN & BIC Check

> IBAN & BIC Check is a paid API for AI agents from api.facts402.com, paid per call via x402, $0.01/call, status unknown (last checked 2026-10-31).

Validates an IBAN number and returns structured bank details including country, bank code, account code, bank name, BIC, and SEPA membership status.

## Facts

- Endpoint: POST https://api.facts402.com/iban?utm_source=zero.xyz
- Price: $0.01/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-31
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/iban-bic-check-2a1d021c
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_fSAHRFKU9g_7Fe4ZlK2db

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability iban-bic-check-2a1d021c -d '<json body>'
```

Example prompt: Can you validate the IBAN GB29NWBK60161331926819 and tell me the bank name, BIC, and whether it's a SEPA member?

## When to prefer this

Choose this endpoint when you need instant, offline IBAN validation with enriched bank metadata (BIC, bank name, SEPA status) at very low cost ($0.01/call). Ideal for payment pipelines, invoicing systems, and payout agents that need to pre-validate recipient bank details before executing transfers. Prefer this over live banking APIs when you need speed and reliability without round-trips to external banking infrastructure.

## Known failure modes

- Invalid IBAN format or characters (fails pattern match, 400 error)
- IBAN fails mod-97 checksum validation (returns invalid status)
- Country not recognized or BBAN checksum not defined for that country (partial validation)
- IBAN too short or too long (rejected by schema pattern)
- No bank registry entry found for given bank code (bank name/BIC may be absent)

## How this service works

Use when an agent needs IBAN validation before saving bank details, invoicing or a payout: structure, mod-97 and national BBAN checksum where defined, plus country, bank code, account code, bank name, BIC and SEPA membership. Offline registry, instant. Checks structure, not whether the account exists. $0.01 USDC on Base; charged only on 2xx, never for invalid input.

## Output

Returns a validation result indicating whether the IBAN passes structural, mod-97, and national BBAN checksum checks, along with parsed fields: country code, bank code, account code, bank name, BIC, and SEPA membership status. Sourced from an offline registry for instant response.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "iban": {
   "type": "string",
   "title": "Iban",
   "pattern": "^[A-Za-z0-9 ]{5,50}$",
   "description": "IBAN, spaces allowed"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/iban-bic-check-2a1d021c/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.facts402.com](https://www.zero.xyz/host/api.facts402.com/llms.txt)