# IBANforge IBAN Validate

> IBANforge IBAN Validate is a paid API for AI agents from api.ibanforge.com, paid per call via x402, $0.005/call, status unknown (last checked 2026-10-13).

Validates a single European IBAN and enriches it with bank name, BIC/SWIFT, SEPA reachability, EMI/vIBAN flag, risk score, and compliance data.

## Facts

- Endpoint: GET https://api.ibanforge.com/v1/iban/validate?utm_source=zero.xyz
- Price: $0.005/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-13
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/ibanforge-iban-validate-b61efe5a
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_bGAr59qsLZwD5rpJG_Pnl

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability ibanforge-iban-validate-b61efe5a
```

Example prompt: Can you validate the IBAN DE89370400440532013000 and tell me which bank it belongs to, whether it's SEPA-reachable, and what the risk score looks like?

## When to prefer this

Use this endpoint when you need to validate a single IBAN quickly in real time before a SEPA payment, during KYC/onboarding, or to identify the underlying bank and assess risk. Prefer the batch endpoint for 100+ IBANs at once (2.5x cheaper per call). Prefer the compliance triage endpoint when you need full sanctions screening rather than a risk score only.

## Known failure modes

- Invalid IBAN format returns valid: false with format error detail
- Unknown BIC may return null bank name if not in database
- Network latency varies (server processing <5ms but round-trip is user-dependent)
- Sanctions/compliance data may lag real-time updates
- Non-European or unsupported IBAN country codes may return partial data

## How this service works

Validate a European IBAN and enrich it with bank, compliance and routing data. Use whenever the user mentions an IBAN, a bank account, a SEPA payment or asks who the bank is. Returns: valid, country, BIC/SWIFT, bank name, EMI/vIBAN flag, SEPA + VoP reachability, risk score, Swiss bc_nummer for CH/LI. Production · server processing <5ms (network excluded — measure your own round trip on GET /ping) · 121,000+ BICs (39,000+ LEI via GLEIF) + 1,100+ SIX · v1.5.0.

## Output

Returns a JSON object with: valid (boolean), country code, BIC/SWIFT, bank name, EMI/vIBAN flag, SEPA reachability, VoP reachability, risk score, and for Swiss accounts the BC-Nummer. Derived from a database of 121,000+ BICs including 39,000+ LEIs via GLEIF and 1,100+ SIX records.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "iban": {
   "type": "string",
   "maxLength": 34,
   "minLength": 15,
   "description": "IBAN to validate (spaces and lowercase accepted)."
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/ibanforge-iban-validate-b61efe5a/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.ibanforge.com](https://www.zero.xyz/host/api.ibanforge.com/llms.txt)