# InsurePulse Auto Insurance Analyzer

> InsurePulse Auto Insurance Analyzer is a paid API for AI agents from insurepulse.vercel.app, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-15).

Analyzes a driver's auto insurance profile to check coverage adequacy, identify savings opportunities, and compare carriers

## Facts

- Endpoint: GET https://insurepulse.vercel.app/api/insure/auto
- Price: $0.1/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/insurepulse-auto-insurance-analyzer-67660cf3
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_NfbkeCbwRw-xLnu6ujoDa

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability insurepulse-auto-insurance-analyzer-67660cf3
```

Example prompt: Check my auto insurance — I'm a 34-year-old with a clean driving record driving a 2021 Toyota Camry, currently paying $180/month with State Farm for 100/300/100 liability and a $500 deductible. Am I adequately covered and am I overpaying?

## When to prefer this

Use this endpoint when a user wants a holistic auto insurance review — combining coverage gap analysis, savings identification, and carrier benchmarking in one call — rather than a generic quote tool or a home/life insurance analyzer.

## Known failure modes

- Missing required driver profile fields returns a 400 error
- Unrecognized carrier name may limit comparison accuracy
- Insufficient vehicle information reduces recommendation specificity
- Payment not processed (402) if x402 header is missing or invalid

## How this service works

Auto insurance premium estimate and coverage analysis — car insurance coverage adequacy, savings opportunities, carrier comparison, and a country-aware estimated annual premium range from public benchmarks. For insurance and personal-finance agents, any country.

## Output

Returns an analysis of the driver's current auto coverage adequacy, flags gaps or excessive coverage, identifies specific savings opportunities, and provides a carrier comparison with estimated premiums for similar profiles.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "lang": {
       "type": "string",
       "description": "Response language"
      },
      "state": {
       "type": "string",
       "description": "State of registration (e.g. 'Texas', 'CA')"
      },
      "profile": {
       "type": "string",
       "description": "Driver profile description (e.g. 'clean record 10 years, married, homeowner')"
      },
      "vehicle": {
       "type": "string",
       "description": "Vehicle description (e.g. '2020 Toyota Camry')"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "errors": {
     "type": "object",
     "description": "Documented error responses, keyed by HTTP status code",
     "additionalProperties": {
      "type": "object",
      "required": [
       "description"
      ],
      "properties": {
       "example": {
        "type": "object"
       },
       "description": {
        "type": "string"
       }
      }
     }
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/insurepulse-auto-insurance-analyzer-67660cf3/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from insurepulse.vercel.app](https://www.zero.xyz/host/insurepulse.vercel.app/llms.txt)