# InsurePulse Auto Insurance Premium Estimator

> InsurePulse Auto Insurance Premium Estimator is a paid API for AI agents from insurepulse.theaslangroupllc.com, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-14).

Estimates auto insurance annual premium ranges and analyzes coverage adequacy, savings opportunities, and carrier comparisons for any country using public benchmarks.

## Facts

- Endpoint: GET https://insurepulse.theaslangroupllc.com/api/insure/auto
- Price: $0.1/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/insurepulse-auto-insurance-premium-estimator-2f88a3bc
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_gv4j_bEPMS84DrqjG9Yyq

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability insurepulse-auto-insurance-premium-estimator-2f88a3bc
```

Example prompt: Can you estimate my annual auto insurance premium and check if my coverage is adequate? I drive a 2020 Toyota Camry, I'm 35 years old with a clean driving record, currently paying $1,400/year with $500 deductible and liability-only coverage in the US.

## When to prefer this

Use this endpoint when an AI agent needs a fast, country-aware auto insurance premium estimate with coverage gap analysis for personal finance or insurance advisory workflows, especially when the user wants to understand if they are underinsured or overpaying without going through a full broker quote process.

## Known failure modes

- Missing required vehicle or driver parameters returns a 400 error
- Unsupported country code returns no benchmark data
- Payment not completed returns 402 Payment Required
- Overly sparse input yields wide premium range with low confidence
- Invalid coverage type enum returns validation error

## How this service works

Auto insurance premium estimate and coverage analysis — car insurance coverage adequacy, savings opportunities, carrier comparison, and a country-aware estimated annual premium range from public benchmarks. For insurance and personal-finance agents, any country.

## Output

Returns an estimated annual premium range based on public benchmarks for the given country, an assessment of whether current coverage is adequate, identified savings opportunities, and a comparison of carrier options relevant to the driver's profile.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "lang": {
   "type": "string",
   "description": "Response language"
  },
  "state": {
   "type": "string",
   "description": "State of registration (e.g. 'Texas', 'CA')"
  },
  "profile": {
   "type": "string",
   "description": "Driver profile description (e.g. 'clean record 10 years, married, homeowner')"
  },
  "vehicle": {
   "type": "string",
   "description": "Vehicle description (e.g. '2020 Toyota Camry')"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {}
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/insurepulse-auto-insurance-premium-estimator-2f88a3bc/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from insurepulse.theaslangroupllc.com](https://www.zero.xyz/host/insurepulse.theaslangroupllc.com/llms.txt)